1518 Missouri Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1518 Missouri Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,114 sqft · built 1991
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Nov 2013)
Tax Bill	$1,707 (2025)
Deeds & Mortgages	Sep 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0309-0090`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0309-0090`
Alternative APNs	`263001000103090090` `79079`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,114 sqft Living Area
Gross Area	1,616 sqft
1st Floor Area	1,114 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Florida Room
Porch Area	490 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1518 MISSOURI AVE
City	SAINT CLOUD
State	FL
Zip	34769-4369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	ST CLOUD PB B PG 34 BLK 309 LOTS 9 & 10 11/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	309
Legal Lot Number	9
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2050
Census Tract	43400

Owner

1518 Missouri Ave is owned and occupied by two individuals who acquired it in September 2023.

Source: Osceola County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1518 MISSOURI AVE, SAINT CLOUD, FL 34769-4369
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2013 · Amount on File
Deed Sale	Nov 5, 2013 · Amount on File
Prior Sale	Apr 11, 2012 · Amount on File
Deed Document Number	2013174167
Deed Book / Page	4527 / 10
Last Transfer Date	Sep 12, 2023
Transfer Doc	0064722402
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Sep 12, 2023
Property Address	1518 MISSOURI AVE, SAINT CLOUD, FL 34769-4369
Document Number	0064722402
Book / Page	6472 / 2402
Map Reference	MB B PG 33&34
Instrument Date	Sep 12, 2023
Instrument	2023120110
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1518 MISSOURI AVE, SAINT CLOUD, FL 34769-4369

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 ADOUR DR, KISSIMMEE, FL 34759-3441

Tax Assessment & Valuation

The 2025 property tax bill for 1518 Missouri Ave was $1,707, up 4.1% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,707.00 (+4.09%)	$143,267	$268,200 Land $46,800 Building $221,400
2024	$1,640.00 (+3.47%)
2023	$1,585.00 (+4.62%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$135,175 (+3%)	$239,500 (+18.04%) Land $42,500 Building $197,000
2022	$1,515.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$131,238	$202,900 Land $35,100 Building $167,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1518 Missouri Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1518 Missouri Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20