Osceola County property record for 1615 Missouri Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 1949 |
| Lot Size | 0.293 acres (12,763 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,000 (Oct 2020) |
| Tax Bill | $4,260 (2025) |
| Deeds & Mortgages | Oct 2020 Sale Mar 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0331-0100 |
| Primary APN | 01-26-30-0001-0331-0100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| Gross Area | 2,740 sqft |
| 1st Floor Area | 1,300 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,763 sqft (0.293 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Enclosed/Finished Porch |
| Porch Area | 240 sqft |
| Utility Building | 288 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1615 MISSOURI AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 331 LOTS 10-13 11/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 331 |
| Legal Lot Number | 10 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 43400 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1205 TAFT AVE, MERRICK, NY 11566-1820 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 1, 2020 | Warranty Deed, Transfer EXECUTIVE TITLE SERVICES/FL INC, EXECUTIVE TITLE SVCS/FL INC |
| Mar 25, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage RAAJENDRA PANDAY |
| Sep 28, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2020 · Amount on Record |
| Deed Sale | Oct 1, 2020 · Amount on Record |
| Prior Sale | Sep 28, 2018 · Amount on Record |
| Deed Document Number | 2020131920 |
| Deed Book / Page | 5804 / 1130 |
| Prior Transfer Date | Mar 25, 2008 |
| Prior Transfer Doc | 0036610812 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 1, 2020 |
| Property Address | 1615 MISSOURI AVE, SAINT CLOUD, FL 34769-4370 |
| Document Number | 0058041130 |
| Book / Page | 005804 / 001130 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 131920 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2020 |
| Title Company | EXECUTIVE TITLE SERVICES/FL INC, EXECUTIVE TITLE SVCS/FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $805.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1205 TAFT AVE NORTH MERRICK NY 115661820, NORTH MERRICK, NY 11566-1820 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 25, 2019 |
| Property Address | 1615 MISSOURI AVE, SAINT CLOUD, FL 34769-4370 |
| Document Number | 0054962364 |
| Book / Page | 005496 / 002364 |
| Instrument Date | Jan 28, 2019 |
| Instrument | 37679 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1615 MISSOURI AVE ST CLOUD FL 347694370, ST CLOUD, FL 34769-4370 |
| Document Number | 54962366 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 005496/002366 |
| Instrument | 37680 |
| Name | RAAJENDRA PANDAY |
|---|---|
| Address | 1205 TAFT AVE, NORTH MERRICK, NY 11566-1820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 24, 2024 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 28, 2018 |
| Property Address | 1615 MISSOURI AVE, SAINT CLOUD, FL 34769-4370 |
| Document Number | 0054090081 |
| Book / Page | 005409 / 000081 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 146230 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2340 PARBY LN ST CLOUD FL 34769, ST CLOUD, FL 34769 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,260.00 (+7.71%) | $246,500 (+13.07%) Land $55,000 Building $191,500 | $246,500 (+13.07%) Land $55,000 Building $191,500 |
| 2024 | $3,955.00 (+9.16%) | ||
| 2023 | $3,623.00 (+10.83%) | $218,000 (+12.78%) Land $50,000 Building $168,000 | $218,000 (+12.78%) Land $50,000 Building $168,000 |
| 2022 | $3,269.00 | $193,300 Land $45,000 Building $148,300 | $193,300 Land $45,000 Building $148,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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