Kenton County property record for 1608 Garrard St, Covington, KY 41014 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,080 sqft · built 1910 |
| Lot Size | 0.059 acres (2,610 sqft) |
| Owner | Company Name on File |
| Last Sale | $85,000 (May 2025) |
| Tax Bill | $1,042 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage May 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-31-09-039.00 |
| Primary APN | 055-31-09-039.00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,080 sqft Finished Area |
| Gross Area | 1,430 sqft Gross Area |
| Stories | 1 Story |
| Year Built | Built 1910 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Lot Area | 2,610 sqft (0.059 acres) |
| Lot Dimensions | 90 ft deep x 29 ft wide |
| Parking Spaces | 1 Parking Space |
| Garage Type | Detached |
| Garage Area | 234 sqft Garage |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0553109039.00 |
|---|---|
| Street Address | 1608 GARRARD ST |
| City | COVINGTON |
| State | KY |
| Zip | 41014-1328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 29X90' ES GARRARD 75 FT S 16TH |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 61000 |
Source: Kenton County records · APN 055-31-09-039.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7039 JUNIPERVIEW LN, CINCINNATI, OH 45243-2558 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage · Commercial Mortgage BPL MORTGAGE LLC |
| May 06, 2025 | Warranty Deed, Transfer GEORGE HAGAN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 06, 2025 · Amount on Record |
| Deed Sale | May 06, 2025 · Amount on Record |
| Prior Sale | May 05, 2025 · Amount on Record |
| Deed Document Number | 0000923195 |
| Deed Book / Page | 923 / 195 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1608 GARRARD ST, COVINGTON, KY 41014-1328 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3057 UHL RD, MELBOURNE, KY 41059-8285 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900006 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | KCM 700/869 |
| Instrument | 25102805900006 |
| Name | BPL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VILLA PARK, IL 60181 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 06, 2025 |
| Property Address | 1608 GARRARD ST, COVINGTON, KY 41014-1328 |
| Document Number | 0005900063 |
| Book / Page | KC 341 / 433 |
| Instrument Date | May 01, 2025 |
| Instrument | 25050605900063 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | AGILITY CLOSING & TTL SVCS I |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 44 WEST ST, CINCINNATI, OH 45242-7651 |
| Name | Verified Name |
|---|---|
| Address | 3057 UHL RD, MELBOURNE, KY 41059-8285 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900064 |
|---|---|
| Date | May 06, 2025 |
| Instrument | 25050605900064 |
| Name | GEORGE HAGAN |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|---|
| Term | 38 Months |
| Due | Jun 30, 2028 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,042.00 (-0.57%) | $78,700 (-) Land $5,000 Building $73,700 | $78,700 (-) Land $5,000 Building $73,700 |
| 2023 | $1,048.00 | $78,700 Land $5,000 Building $73,700 | $78,700 Land $5,000 Building $73,700 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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