1606 Garrard St, Covington, KY 41014 Property Records

Kenton County property record for 1606 Garrard St, Covington, KY 41014

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,680 sqft · built 1909
Lot Size0.051 acres (2,250 sqft)
OwnerIndividual Name on File
Tax Bill$1,499 (2025)
Flood ZoneZone X (minimal risk)
APN055-31-09-040.00

Property Details

APN / Parcel Number

Primary APN055-31-09-040.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,680 sqft Finished Area
Gross Area1,820 sqft

Exterior

Year BuiltBuilt 1909
Exterior MaterialBrick
Foundation TypeStone
Roof MaterialSlate
Lot Area2,250 sqft (0.051 acres)
Lot Dimensions90 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0553109040.00
Street Address1606 GARRARD ST
CityCOVINGTON
StateKY
Zip41014-1328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description25X90FT ES GARRARD 50FT S 16TH
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2011
Census Tract61000

Owner

Source: Kenton County records · APN 055-31-09-040.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7039 JUNIPERVIEW LN, CINCINNATI, OH 45243-2558
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 01, 1977
Deed SaleAug 01, 1977
Deed Document Number0000697286
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,499.00 (-0.53%)$113,200 (-) Land $5,000 Building $108,200$113,200 (-) Land $5,000 Building $108,200
2023$1,507.00$113,200 Land $5,000 Building $108,200$113,200 Land $5,000 Building $108,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Austinburg Historic District
listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 794 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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