1607 Garrard St, Covington, KY 41014 Property Records

Kenton County property record for 1607 Garrard St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 834 sqft
Lot Size	0.073 acres (3,200 sqft)
Owner	Company Name on Record
Last Sale	$40,000 (Dec 2021)
Tax Bill	$530 (2025)
Deeds & Mortgages	May 2023 Transfer Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`055-31-02-005.00`

Property Details

APN / Parcel Number

Primary APN	`055-31-02-005.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	834 sqft Finished Area
Gross Area	942 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,200 sqft (0.073 acres)
Lot Dimensions	128 ft deep x 25 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1607 GARRARD ST
City	COVINGTON
State	KY
Zip	41014-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25'X128' WS GARRARD 150' N 17TH
Legal Subdivision	SOUTHGATE RICHARD
Legal Phase	9
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1009
Census Tract	60900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2082 MORNINGSIDE DR, FLORENCE, KY 41042-9127
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Intrafamily Transfer, Transfer
Dec 21, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Prior Sale	Nov 9, 2011 · Amount on Record
Deed Document Number	2021282
Deed Book / Page	138 / 50
Last Transfer Date	Jan 9, 2023
Transfer Doc	0005900129
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	May 8, 2023
Property Address	1607 GARRARD ST, COVINGTON, KY 41014-1327
Document Number	0005900129
Book / Page	KC 225 / 466
Instrument Date	Jan 9, 2023
Instrument	23050805900129
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2082 MORNINGSIDE DR, FLORENCE, KY 41042-9127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2082 MORNINGSIDE DR, FLORENCE, KY 41042-9127

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Dec 21, 2021
Property Address	1607 GARRARD ST, COVINGTON, KY 41014-1327
Document Number	0005900282
Book / Page	138 / 50
Instrument Date	Dec 9, 2021
Instrument	21122105900282
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3166 BROOKWOOD DR, 3166, EDGEWOOD, KY 41017-3207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 GARRARD ST, COVINGTON, KY 41014-1327

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,600 (+129%) Land $10,000 Building $81,600	$91,600 (+129%) Land $10,000 Building $81,600
2025	$530.00 (-0.38%)	$40,000 (-) Land $5,000 Building $35,000	$40,000 (-) Land $5,000 Building $35,000
2023	$532.00	$40,000 Land $5,000 Building $35,000	$40,000 Land $5,000 Building $35,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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