Douglas County property record for 1608 E Valley Rd, Gardnerville, NV 89410
| Property Type | Single Family Home |
|---|---|
| Details | 2,600 sqft · built 1994 |
| Lot Size | 4.95 acres (215,622 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,545,000 (Aug 2026) |
| Tax Bill | $4,876 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1320-26-002-021 |
| Primary APN | 1320-26-002-021 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,600 sqft Living Area |
| Gross Area | 3,398 sqft |
| 1st Floor Area | 2,600 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 215,622 sqft (4.95 acres) |
| Garage Type | Attached |
| Garage Area | 798 sqft |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Old Parcel Number | 000023295590 |
|---|---|
| Street Address | 1608 E VALLEY RD |
| City | GARDNERVILLE |
| State | NV |
| Zip | 89410-6682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3-B |
| Legal Range | 20E |
| Legal Township | 13N |
| Legal Section | 26 |
| Legal Subdivision | PARCEL CHRISTI MOSHER & RENEE |
| Legal Block | 2 |
| Legal Lot Number | 3-B |
| Jurisdiction | DOUGLAS NV |
| Township / Civil Division | GARDNERVILLE-MINDEN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 2300 |
Source: Douglas County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1608 E VALLEY RD, GARDNERVILLE, NV 89410-6682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Aug 12, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage US BANK |
| May 16, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 19, 2021 | Intrafamily Transfer, Transfer · Loan Assumption SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2026 · Amount on Record |
| Deed Sale | Aug 12, 2026 · Amount on Record |
| Prior Sale | Apr 19, 2021 |
| Deed Document Number | 20261036471 |
| Prior Transfer Date | Apr 13, 2021 |
| Prior Transfer Doc | 0000065780 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Aug 12, 2026 |
| Property Address | 1608 E VALLEY RD, GARDNERVILLE, NV 89410-6682 |
| Document Number | 0001036471 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 20261036471 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | SIGNATURE TITLE, SIGNATURE TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $608,575.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1608 E VALLEY RD, GARDNERVILLE, NV 89410-6682 |
| Document Number | 0001036472, |
|---|---|
| Date | Aug 12, 2026 |
| Instrument | 20261036472 |
| Name | US BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Property Address | 1608 E VALLEY RD, GARDNERVILLE, NV 89410-6682 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 1608 EAST VALLEY ROAD, PORTLAND, OR 97204 |
| Document Number | 0000085064 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 2022-985064 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 19, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Apr 19, 2021 |
| Property Address | 1608 E VALLEY RD, GARDNERVILLE, NV 89410-6682 |
| Document Number | 0000065780 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 2021-965780 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1608 E VALLEY RD, 1608, GARDNERVILLE, NV 89410-6682 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1608 E VALLEY RD, GARDNERVILLE, NV 89410-6682 |
| Document Number | 0000065781 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2021-965781 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Douglas County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Douglas County |
| Unified School District | Douglas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,876.00 (+3%) | $212,537 (+1.11%) Land $105,000 Building $107,537 | |
| 2025 | $4,734.00 (+6.1%) | $210,196 (+4.15%) Land $99,750 Building $110,446 | $600,560 (+4.15%) Land $285,000 Building $315,560 |
| 2023 | $4,462.00 | $201,817 Land $96,250 Building $105,567 | $576,620 (+17.04%) Land $275,000 Building $301,620 |
| 2021 | $492,669 Land $220,000 Building $272,669 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 11 (1995–2014) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Aug 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 68% of Nevada |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 120 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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