Douglas County property record for 1640 E Valley Rd, Gardnerville, NV 89410
| Property Type | Single Family Home |
|---|---|
| Details | 2,166 sqft · built 1990 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,330,000 (Jun 2021) |
| Tax Bill | $5,568 (2026) |
| Deeds & Mortgages | Sep 2023 Reverse Mortgage Sep 2023 Reverse Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 1320-26-002-017 |
| Primary APN | 1320-26-002-017 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,166 sqft Living Area |
| Gross Area | 3,874 sqft |
| 1st Floor Area | 2,166 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 1,708 sqft |
| Parking Spaces | 6 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Old Parcel Number | 000023295080 |
|---|---|
| Street Address | 1640 E VALLEY RD |
| City | GARDNERVILLE |
| State | NV |
| Zip | 89410-6682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1-A |
| Legal Subdivision | FORGE INC |
| Legal Block | 2 |
| Legal Lot Number | 1-A |
| Jurisdiction | DOUGLAS NV |
| Township / Civil Division | GARDNERVILLE-MINDEN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 2300 |
Source: Douglas County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1640 E VALLEY RD, GARDNERVILLE, NV 89410-6682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Sep 7, 2023 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Sep 7, 2023 | Intrafamily Transfer, Transfer · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Jun 28, 2021 | Bargain and Sale Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE CO |
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BK |
| Aug 23, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2021 · Amount on Record |
| Deed Sale | Jun 28, 2021 · Amount on Record |
| Prior Sale | May 15, 2014 · Amount on Record |
| Deed Document Number | 2021969859 |
| Last Transfer Date | Aug 26, 2023 |
| Transfer Doc | 0000000259 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Property Address | 1640 E VALLEY RD, GARDNERVILLE, NV 89410-6682 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1640 E VALLEY RD, GARDNERVILLE, NV 89410-6682 |
| Document Number | 0000000260 |
|---|---|
| Date | Sep 7, 2023 |
| Instrument | 2023-1000260 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1035 Months |
| Due | Dec 7, 2109 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.76% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 12.7% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Sep 7, 2023 |
| Property Address | 1640 E VALLEY RD, GARDNERVILLE, NV 89410-6682 |
| Document Number | 0000000259 |
| Map Reference | DOC 125018 |
| Instrument Date | Aug 26, 2023 |
| Instrument | 2023-1000259 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Title Company | FNC TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1640 E VALLEY RD, GARDNERVILLE, NV 89410-6682 |
| Document Number | 0000000260 |
|---|---|
| Date | Sep 7, 2023 |
| Instrument | 2023-1000260 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1035 Months |
| Due | Dec 7, 2109 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.76% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 12.7% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Jun 28, 2021 |
| Property Address | 1640 E VALLEY RD, GARDNERVILLE, NV 89410-6682 |
| Document Number | 0000069859 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 2021-969859 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,187.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1640 E VALLEY RD, 1640, GARDNERVILLE, NV 89410-6682 |
| Name | Verified Name |
|---|---|
| Address | 10144 BLOOMFIELD AVE, CYPRESS, CA 90630-4105 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Property Address | 1640 E VALLEY RD, GARDNERVILLE, NV 89410-6682 |
| Document Number | 0000959890 |
| Instrument Date | Jan 8, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1640 E VALLEY RD GARDNERVILLE NV 894106682, GARDNERVILLE, NV 89410-6682 |
| Document Number | 0000959890 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 959890 |
| Name | NORTHPOINTE BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Aug 23, 2019 |
| Property Address | 1640 E VALLEY RD, GARDNERVILLE, NV 89410-6682 |
| Document Number | 0000934221 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 934221 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1640 E VALLEY RD GARDNERVILLE NV 894106682, GARDNERVILLE, NV 89410-6682 |
Source: Douglas County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Douglas County |
| Unified School District | Douglas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,568.00 (+3%) | $197,632 (+1.22%) Land $105,000 Building $92,632 | |
| 2025 | $5,406.00 (+6.1%) | $195,253 (+3.84%) Land $99,750 Building $95,503 | $557,866 (+3.84%) Land $285,000 Building $272,866 |
| 2023 | $5,095.00 | $188,031 Land $96,250 Building $91,781 | $537,231 Land $275,000 Building $262,231 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4,862.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 11 (1995–2014) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Aug 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 47% of Nevada |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 120 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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