1608 Christa Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1608 Christa Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,488 sqft · built 1997
Lot Size	0.217 acres (9,453 sqft)
Owner	Individual Name on File
Last Sale	$279,900 (May 2021)
Tax Bill	$4,338 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Apr 2019 Sale
Flood Zone	Zone X (moderate risk)
APN	`87578`

Property Details

APN / Parcel Number

Primary APN	`87578`
Alternative APN	`232630057300010550`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,488 sqft Heated Area
Gross Area	2,040 sqft
1st Floor Area	1,488 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,453 sqft (0.217 acres)
Lot Dimensions	120 ft deep x 95 ft wide
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	132 sqft
Deck Area	372 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	87578
Street Address	1608 CHRISTA CT
City	SAINT CLOUD
State	FL
Zip	34772-9149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANOE CREEK WOODS UNIT 11 PG 7 PGS 144-145 LOT 55
Legal Range	30E
Legal Township	26S
Legal Section	23
Legal Subdivision	CANOE CREEK WOODS & CRYSTAL CREEK
Legal Tract	573
Legal Block	1
Legal Lot Number	55
Legal Unit	11
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1020
Census Tract	43303

Owner

Source: Osceola County records · APN 87578

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1608 CHRISTA CT, SAINT CLOUD, FL 34772-9149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Apr 29, 2019	Warranty Deed, Transfer QUALITY TITLE AND ESCROW LLC, QUALITY TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Prior Sale	Apr 29, 2019 · Amount on Record
Deed Document Number	2021074423
Deed Book / Page	5958 / 1014
Record Updated	Jun 08, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 14, 2021
Property Address	1608 CHRISTA CT, SAINT CLOUD, FL 34772-9149
Document Number	0059581014
Book / Page	5958 / 1014
Map Reference	MB 7 PG 144&145
Instrument Date	May 06, 2021
Instrument	2021074423
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	A-Z TEAM TITLE LLC, AZ TEAM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,959.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	191 DOWNEY RD, 191, AUBURN, KY 42206-5274

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 CHRISTA CT, SAINT CLOUD, FL 34772-9149

Mortgage

Document Number	59581016
Date	May 14, 2021
Instrument	5958/1016

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 29, 2019
Property Address	1608 CHRISTA CT, SAINT CLOUD, FL 34772-9149
Document Number	0055142552
Book / Page	005514 / 002552
Instrument Date	Apr 02, 2019
Instrument	54050
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	QUALITY TITLE AND ESCROW LLC, QUALITY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$1,666.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1293 W MAIN ST AUBURN KY 422068323, AUBURN, KY 42206-8323

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,338.00 (+6.12%) Homeowner's exemption	$285,252 (+5.99%)	$308,600 (+1.11%) Land $70,000 Building $238,600
2023	$4,088.00 (+3.52%) Homeowner's exemption	$269,139 (+3%)	$305,200 (+16.8%) Land $60,000 Building $245,200
2022	$3,949.00 Homeowner's exemption	$261,300 Land $55,000 Building $206,300	$261,300 Land $55,000 Building $206,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 133 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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