1605 Christa Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1605 Christa Ct, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,834 sqft · built 2019
Lot Size	0.239 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,000 (Sep 2019)
Tax Bill	$4,089 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`87594`

Property Details

APN / Parcel Number

Primary APN	`87594`
Alternative APN	`232630057300010710`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,834 sqft Heated Area
Gross Area	2,704 sqft
1st Floor Area	1,834 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	129 ft deep x 80 ft wide
Garage Type	Finished
Garage Area	440 sqft
Porch	Open Porch
Porch Area	430 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	87594
Street Address	1605 CHRISTA CT
City	SAINT CLOUD
State	FL
Zip	34772-9149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	CANOE CREEK WOODS UNIT 11 PB 7 PGS 144-145 LOT 71
Legal Range	30E
Legal Township	26S
Legal Section	23
Legal Subdivision	CANOE CREEK WOODS & CRYSTAL CREEK
Legal Tract	573
Legal Block	1
Legal Lot Number	71
Legal Unit	11
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1020
Census Tract	43303

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1605 CHRISTA CT, SAINT CLOUD, FL 34772-9149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2019	Warranty Deed, Transfer · Conventional with PMI USAA
Jun 1, 2018	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2019 · Amount on Record
Deed Sale	Sep 9, 2019 · Amount on Record
Prior Sale	Jun 1, 2018 · Amount on Record
Deed Document Number	2019115904
Deed Book / Page	5586 / 0318
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 9, 2019
Property Address	1605 CHRISTA CT, SAINT CLOUD, FL 34772-9149
Document Number	0055860318
Book / Page	005586 / 000318
Instrument Date	Sep 6, 2019
Instrument	115904
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	EXPERTS TITLE TEAM LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,876.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2759 DODDS LN KISSIMMEE FL 347436075, KISSIMMEE, FL 34743-6075

Mortgage

Document Number	55860320
Date	Sep 9, 2019
Book Page	005586/000320
Instrument	115905

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 1, 2018
Property Address	1605 CHRISTA CT, SAINT CLOUD, FL 34772-9149
Document Number	0053421897
Book / Page	005342 / 001897
Instrument Date	May 31, 2018
Instrument	84769
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$224.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1950 TYSON RD ST CLOUD FL 347717622, ST CLOUD, FL 34771-7622

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,089.00 (+6.15%) Homeowner's exemption	$271,355 (+5.99%)	$382,200 (-0.52%) Land $70,000 Building $312,200
2023	$3,852.00 (+3.55%) Homeowner's exemption	$256,028 (+3%)	$384,200 (+19.54%) Land $60,000 Building $324,200
2022	$3,720.00 Homeowner's exemption	$248,571	$321,400 Land $55,000 Building $266,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Xfinity.

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