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1615 Christa Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1615 Christa Ct, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,448 sqft · built 1999
Lot Size0.179 acres (7,797 sqft)
OwnerIndividual Name on Record
Last Sale$18,500 (Mar 1999)
Tax Bill$1,484 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN23-26-30-0573-0001-0670

Property Details

APN / Parcel Number

Primary APN23-26-30-0573-0001-0670
Alternative APNs
  • 263023057300010670
  • 87590

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,448 sqft Living Area
Gross Area1,983 sqft
1st Floor Area1,448 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,797 sqft (0.179 acres)
Lot Dimensions120 ft deep x 65 ft wide
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area25 sqft
PorchFinished/Open Porch
Porch Area52 sqft
Deck Area872 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1615 CHRISTA CT
CitySAINT CLOUD
StateFL
Zip34772-9149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionCANOE CREEK WOODS UNIT 11 PB 7 PGS 144-145 LOT 67
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionCANOE CREEK WOODS UNIT 11
Legal Tract573
Legal Block670
Legal Lot Number67
Legal Unit11
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1020
Census Tract43303

Owner

Source: Osceola County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1615 CHRISTA CT, SAINT CLOUD, FL 34772-9149
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 25, 1999 · Amount on Record
Deed SaleMar 25, 1999 · Amount on Record
Prior SaleMar 25, 1999 · Amount on Record
Deed Book / Page1596 / 1913
Last Transfer DateJun 9, 2006
Transfer Doc0031952890
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1615 CHRISTA CT, SAINT CLOUD, FL 34772-9149
Transaction TypeMortgage
Record UpdatedNov 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1615 CHRISTA CT, SAINT CLOUD, FL 34772-9149

Mortgage

Document Number0060682392
DateOct 20, 2021
Book Page6068/2392
Instrument2021162982
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,484.00 (+3.99%) Homeowner's exemption$125,791 (+5.99%)$303,700 (+1.06%) Land $70,000 Building $233,700
2024$1,427.00 (+3.56%)
2023$1,378.00 (+4.63%) Homeowner's exemption$118,686 (+3%)$300,500 (+17.06%) Land $60,000 Building $240,500
2022$1,317.00 Homeowner's exemption$115,230$256,700 Land $55,000 Building $201,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 133 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20

May also be available: Xfinity.

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