1608 196th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1608 196th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,628 sqft · built 1999
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$483,000 (Feb 2026)
Tax Bill	$4,824 (2026)
Deeds & Mortgages	May 2021 Mortgage Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`500220-0-360`

Property Details

APN / Parcel Number

Primary APN	`500220-0-360`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,628 sqft Living Area
Gross Area	2,048 sqft
Upper Floors Area	710 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Architectural Style	Split Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	114 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1608 196TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-8085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 13 CLAREWOOD PHASE 3 L 36 TOG/W PRI RD EASE OF REC OUT OF 1-024 SEG K0345 MA 12/7/98 MA
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	CLAREWOOD PHASE 3
Legal Phase	3
Legal Lot Number	36
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1011
Census Tract	71411

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1608 196TH STREET CT E, SPANAWAY, WA 98387-8085
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Feb 4, 2026	Deed of Trust, Mortgage MOVE FORWARD FINANCIAL LLC
Feb 13, 2026	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Feb 13, 2026	Intrafamily Transfer, Transfer CW TITLE
Aug 22, 2023	Intrafamily Transfer, Transfer · Line of Credit CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Prior Sale	Aug 22, 2023 · Amount on Record
Deed Document Number	2026285
Prior Transfer Date	Feb 12, 2026
Prior Transfer Doc	0000000427
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1608 196TH STREET CT E, SPANAWAY, WA 98387-8085
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005100137
Date	May 10, 2021
Instrument	202105100137

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1608 196TH STREET CT E, SPANAWAY, WA 98387-8085
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001030146
Date	Jan 3, 2022
Instrument	202201030146

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1608 196TH STREET CT E, SPANAWAY, WA 98387-8085
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 196TH STREET CT E, SPANAWAY, WA 98387-8085

Mortgage

Document Number	0002040122
Date	Feb 4, 2026
Instrument	202602040122

Lender

Name	MOVE FORWARD FINANCIAL LLC
Address	SEATTLE, WA 98109

Agreement

Amount	Amount Recorded

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Feb 13, 2026
Property Address	1608 196TH STREET CT E, SPANAWAY, WA 98387-8085
Document Number	0002130285
Map Reference	DOC 9811185004
Instrument Date	Feb 12, 2026
Instrument	202602130285
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,728.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 196TH STREET CT E, SPANAWAY, WA 98387-8085

Mortgage

Document Number	0002130286
Date	Feb 13, 2026
Instrument	202602130286

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Feb 13, 2026
Property Address	1608 196TH STREET CT E, SPANAWAY, WA 98387-8085
Document Number	0002130427
Map Reference	DOC 9811185004
Instrument Date	Feb 12, 2026
Instrument	202602130427
Transaction Type	Transfer
Record Updated	Feb 25, 2026
Title Company	CW TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1608 196TH STREET CT E, SPANAWAY, WA 98387-8085

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Aug 22, 2023
Property Address	1608 196TH STREET CT E, SPANAWAY, WA 98387-8085
Document Number	0008220255
Map Reference	DOC 9811185004
Instrument Date	Aug 2, 2023
Instrument	202308220255
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16T18 196TH STREET CT E, SPANAWAY, WA 98387

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16T18 196TH STREET CT E, SPANAWAY, WA 98387

Mortgage

Document Number	0008220256
Date	Aug 22, 2023
Instrument	202308220256

Lender

Name	CHICAGO TITLE INSURANCE CO
Type	Insurance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,824.00 (+1.03%)	$422,400 (+1.44%) Land $158,600 Building $263,800	$422,400 (+1.44%) Land $158,600 Building $263,800
2025	$4,775.00 (+2.36%)	$416,400 (+4.81%) Land $161,100 Building $255,300	$416,400 (+4.81%) Land $161,100 Building $255,300
2024	$4,665.00 (-1.12%)	$397,300 (-2.86%) Land $165,900 Building $231,400	$397,300 (-2.86%) Land $165,900 Building $231,400
2023	$4,718.00	$409,000 Land $157,400 Building $251,600	$409,000 Land $157,400 Building $251,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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