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1607 Oracle Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 1607 Oracle Dr, Ruskin, FL 33573

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,029 sqft · built 2001
Lot Size0.162 acres (7,040 sqft)
Owner2 Individual Names on Record
Last Sale$72,500 (Aug 2019)
Tax Bill$2,975 (2025)
Deeds & MortgagesNov 2023 Mortgage
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN054953-0558

Property Details

APN / Parcel Number

Primary APN054953-0558
Alternative APN
  • U0232191UM000003000140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,029 sqft Living Area
Gross Area2,952 sqft
1st Floor Area2,029 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2013
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,040 sqft (0.162 acres)
Lot Dimensions101 ft deep x 69 ft wide
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area419 sqft
Patio Area44 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0549530558
Street Address1607 ORACLE DR
CitySUN CITY CENTER
StateFL
Zip33573-6621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionCYPRESS CREEK VILLAGE A LOT 14 BLOCK 3
Legal Range19E
Legal Township32S
Legal Section02
Legal SubdivisionCYPRESS CREEK VILLAGE A
Legal Tract1UM
Legal Block3
Legal Lot Number14
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1005
Census Tract14009

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1607 ORACLE DR, SUN CITY CENTER, FL 33573-6621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2023Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 21, 2021Deed of Trust, Mortgage · FHA Mortgage
CELEBRITY HOME LOANS LLC
Aug 6, 2019Warranty Deed, Transfer · FHA Mortgage
SUPREME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2019 · Amount on Record
Deed SaleAug 6, 2019 · Amount on Record
Prior SaleFeb 9, 2012 · Amount on Record
Deed Document Number2019335481
Deed Book / Page26843 / 1213
Prior Transfer DateJul 26, 2019
Prior Transfer Doc0000335481
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1607 ORACLE DR, RUSKIN, FL 33573-6621
Transaction TypeMortgage
Record UpdatedDec 11, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1607 ORACLE DR, RUSKIN, FL 33573-6621

Mortgage

Document Number0000521767
DateNov 15, 2023
Instrument2023521767
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueNov 1, 2051

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1607 ORACLE DR, RUSKIN, FL 33573-6621
Transaction TypeMortgage
Record UpdatedNov 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1607 ORACLE DR, RUSKIN, FL 33573-6621

Mortgage

Document Number2021533332
DateOct 21, 2021
Instrument2021533332
Lender
NameCELEBRITY HOME LOANS LLC
TypeNon-Lending Institution
AddressVILLA PARK, IL 60181
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 6, 2019
Property Address1607 ORACLE DR, RUSKIN, FL 33573-6621
Document Number0268431213
Book / Page026843 / 001213
Instrument DateJul 26, 2019
Instrument335481
Transaction TypeTransfer
Record UpdatedAug 26, 2019
Title CompanyPRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE SVCS

Transaction

AmountAmount Recorded
Tax$507.50
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1607 ORACLE DR RUSKIN FL 335736621, RUSKIN, FL 33573-6621

Mortgage

Document Number268431215
DateAug 6, 2019
Book Page026843/001215
Instrument335482
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 5, 2049

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$170,068 (+2.7%)$331,923 (-4.84%) Land $73,906 Building $258,017
2025$2,975.00 (+14.91%) Homeowner's exemption$165,597 (+5.99%)$348,812 (+0.1%) Land $73,906 Building $274,906
2023$2,589.00 (+6.94%) Homeowner's exemption$156,243 (+3%)$348,447 (+4.95%) Land $73,906 Building $274,541
2022$2,421.00 Homeowner's exemption$151,692$332,000 Land $70,387 Building $261,613

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims2 (2000–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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