Hillsborough County property record for 1603 Oracle Dr, Ruskin, FL 33573
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,607 sqft · built 1992 |
| Lot Size | 0.213 acres (9,292 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $150,000 (Apr 2014) |
| Tax Bill | $2,732 (2025) |
| Deeds & Mortgages | Dec 2022 Second Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0549530554 |
| Primary APN | 0549530554 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,607 sqft Heated Area |
| 1st Floor Area | 1,607 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,292 sqft (0.213 acres) |
| Lot Dimensions | 101 ft deep x 92 ft wide |
| Garage Area | 394 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Screened Porch |
| Porch Area | 35 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 0549530554 |
|---|---|
| Street Address | 1603 ORACLE DR |
| City | RUSKIN |
| State | FL |
| Zip | 33573-6621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | CYPRESS CREEK VILLAGE A LOT 12 BLOCK 3 |
| Legal Range | 19E |
| Legal Township | 32S |
| Legal Section | 02 |
| Legal Subdivision | CYPRESS CREEK VILLAGE A |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 14009 |
Source: Hillsborough County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1603 ORACLE DR, SUN CITY CENTER, FL 33573-6621 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage STERLING HOME MORTGAGE |
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2014 · Amount on Record |
| Deed Sale | Apr 15, 2014 · Amount on Record |
| Deed Document Number | 2014123717 |
| Deed Book / Page | 22518 / 1907 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1603 ORACLE DR, RUSKIN, FL 33573-6621 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1603 ORACLE DR, SUN CITY CENTER, FL 33573-6621 |
| Document Number | 0000567646 |
|---|---|
| Date | Dec 6, 2022 |
| Instrument | 2022567646 |
| Name | STERLING HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | MANASSAS, VA 20110 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1603 ORACLE DR, RUSKIN, FL 33573-6621 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1603 ORACLE DR, SUN CITY CENTER, FL 33573-6621 |
| Document Number | 0000647774 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021647774 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
Source: Hillsborough County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,732.00 (+15.42%) Homeowner's exemption | $151,398 (+5.99%) | $271,667 (-0.85%) Land $95,615 Building $176,052 |
| 2023 | $2,367.00 (+7.49%) Homeowner's exemption | $142,846 (+3%) | $273,988 (+6.08%) Land $95,615 Building $178,373 |
| 2022 | $2,202.00 Homeowner's exemption | $138,685 | $258,277 Land $91,062 Building $167,215 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 2 (2000–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · Hurricane Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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