1607 E 46th St Pl, Kearney, NE 68847 Property Records

Buffalo County property record for 1607 E 46th St Pl, Kearney, NE 68847

Property Summary

Property Type	Single Family Home
Details	0.5 ba · 1,878 sqft · built 2020
Lot Size	0.257 acres (11,211 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,697 (2025)
Deeds & Mortgages	May 2020 Construction Loan Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60248682713169`

Property Details

APN / Parcel Number

Primary APN	`60248682713169`
Alternative APNs	`3545-30-0-01407-000-0007` `602486827`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	1,878 sqft Total Area
1st Floor Area	1,878 sqft
Basement Area	1,878 sqft
Finished Basement	182 sqft
Unfinished Basement	182 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,211 sqft (0.257 acres)
Lot Dimensions	11,211 ft deep x 1 ft wide
Garage Type	Mixed
Garage Area	1,800 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	66 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	60248682713169
Street Address	1607 E 46TH STREET PL
City	KEARNEY
State	NE
Zip	68847-2600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	GRANDVIEW ESTATES ELEVENTH KY LOT 7
Legal Subdivision	GRANDVIEW ESTATES
Legal Lot Number	7
Jurisdiction	BUFFALO NE
Township / Civil Division	5
Census Block Group	1
Census Block	1057
Census Tract	969203

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1607 E 46TH STREET PL, KEARNEY, NE 68847-2600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Deed of Trust, Mortgage · Construction Mortgage CUSTER FEDERAL STATE BANK
Oct 16, 2020	Warranty Deed, Transfer · Conventional Mortgage EXCHANGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1607 E 46TH STREET PL, KEARNEY, NE 68847-2600
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202002636
Date	May 7, 2020
Instrument	2020-02636

Lender

Name	CUSTER FEDERAL STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 6, 2021

Interest

Rate Type	Fixed Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Oct 16, 2020
Property Address	1607 E 46TH STREET PL, KEARNEY, NE 68847-2600
Document Number	0202007244
Instrument Date	Oct 12, 2020
Instrument	2020-07244
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$904.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202007245
Date	Oct 16, 2020
Instrument	2020-07245

Lender

Name	EXCHANGE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$448,365 (+1.12%) Land $52,105 Building $396,260	$448,365 (+1.12%) Land $52,105 Building $396,260
2025	$5,697.00 (-11.39%)	$443,405 (+17.37%) Land $52,105 Building $391,300	$443,405 (+17.37%) Land $52,105 Building $391,300
2023	$6,429.00	$377,775 Land $50,585 Building $327,190	$377,775 Land $50,585 Building $327,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Straight-line Winds, And Flooding, Jul 2019 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Great Plains Communications, Prairie Hills Wireless.

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