1604 E 46th St Pl, Kearney, NE 68847 Property Records

Buffalo County property record for 1604 E 46th St Pl, Kearney, NE 68847

Property Summary

Property Type	Single Family Home
Details	0.5 ba · 1,670 sqft · built 2017
Lot Size	0.442 acres (19,262 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,318 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Mar 2017 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`60248682413166`

Property Details

APN / Parcel Number

Primary APN	`60248682413166`
Alternative APNs	`3545-30-0-01407-000-0004` `602486824`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	1,670 sqft Total Area
1st Floor Area	1,670 sqft
Basement Area	1,670 sqft
Finished Basement	1,253 sqft
Unfinished Basement	417 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,262 sqft (0.442 acres)
Lot Dimensions	19,262 ft deep x 1 ft wide
Garage Type	Mixed
Garage Area	1,536 sqft
Driveway	Concrete Driveway
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	60248682413166
Street Address	1604 E 46TH STREET PL
City	KEARNEY
State	NE
Zip	68847-2600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	GRANDVIEW ESTATES ELEVENTH KY LOT 4
Legal Subdivision	GRANDVIEW ESTATES
Legal Lot Number	4
Jurisdiction	BUFFALO NE
Township / Civil Division	5
Census Block Group	1
Census Block	1057
Census Tract	969203

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1604 E 46TH STREET PL, KEARNEY, NE 68847-2600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK
Mar 3, 2017	Deed of Trust, Mortgage · Construction Mortgage EXCHANGE BANK
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CUSTER FEDERAL STATE BANK
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage CUSTER FEDERAL STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1604 E 46TH STREET PL, KEARNEY, NE 68847-2600
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201704777
Date	Aug 11, 2017
Instrument	2017-04777

Lender

Name	EXCHANGE BANK
Type	Bank
Address	KEARNEY, NE 68847

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1604 E 46TH STREET PL, KEARNEY, NE 68847-2600
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201701190
Date	Mar 3, 2017
Instrument	2017-01190

Lender

Name	EXCHANGE BANK
Type	Bank
Address	KEARNEY, NE 68848

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 2, 2018

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1604 E 46TH STREET PL, KEARNEY, NE 68847-2600
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101245
Date	Feb 16, 2021
Instrument	2021-01245

Lender

Name	CUSTER FEDERAL STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2041

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1604 E 46TH STREET PL, KEARNEY, NE 68847-2600
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202003461
Date	Jun 5, 2020
Instrument	2020-03461

Lender

Name	CUSTER FEDERAL STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,780 (+1.9%) Land $69,755 Building $352,025	$421,780 (+1.9%) Land $69,755 Building $352,025
2025	$5,318.00 (-12.93%)	$413,915 (+15.33%) Land $69,755 Building $344,160	$413,915 (+15.33%) Land $69,755 Building $344,160
2023	$6,108.00	$358,900 Land $67,725 Building $291,175	$358,900 Land $67,725 Building $291,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Straight-line Winds, And Flooding, Jul 2019 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Great Plains Communications, Prairie Hills Wireless.

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