1606 E 46th St Pl, Kearney, NE 68847 Property Records

Buffalo County property record for 1606 E 46th St Pl, Kearney, NE 68847

Property Summary

Property Type	Single Family Home
Details	0.5 ba · 1,390 sqft · built 2018
Lot Size	0.263 acres (11,459 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,636 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`60248682313165`

Property Details

APN / Parcel Number

Primary APN	`60248682313165`
Alternative APNs	`3545-30-0-01407-000-0003` `602486823`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	1,390 sqft Total Area
1st Floor Area	1,390 sqft
Basement Area	1,390 sqft
Finished Basement	1,042 sqft
Unfinished Basement	348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,459 sqft (0.263 acres)
Lot Dimensions	11,459 ft deep x 1 ft wide
Garage Type	Mixed
Garage Area	1,798 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Deck Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	60248682313165
Street Address	1606 E 46TH STREET PL
City	KEARNEY
State	NE
Zip	68847-2600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	GRANDVIEW ESTATES ELEVENTH KY LOT 3
Legal Subdivision	GRANDVIEW ESTATES
Legal Lot Number	3
Jurisdiction	BUFFALO NE
Township / Civil Division	5
Census Block Group	1
Census Block	1057
Census Tract	969203

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1606 E 46TH STREET PL, KEARNEY, NE 68847-2600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK
Jul 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK
Jul 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK
Jul 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Recording Date	Sep 9, 2026
Property Address	1606 E 46TH STREET PL, KEARNEY, NE 68847-2600
Document Number	0000004825
Instrument Date	Sep 1, 2026
Instrument	20264825
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1606 E 46TH STREET PL, KEARNEY, NE 68847-2600

Mortgage

Document Number	0000004825,
Date	Sep 9, 2026
Instrument	20264825

Lender

Name	EXCHANGE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1606 E 46TH STREET PL, KEARNEY, NE 68847-2600
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	VINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201804252
Date	Jul 30, 2018
Instrument	2018-04252

Lender

Name	EXCHANGE BANK
Type	Bank
Address	KEARNEY, NE 68847

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1606 E 46TH STREET PL, KEARNEY, NE 68847-2600
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	VINTAGE TITLE LLC, VINTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201903431
Date	Jul 10, 2019
Instrument	2019-03431

Lender

Name	EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jul 1, 2026

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1606 E 46TH STREET PL, KEARNEY, NE 68847-2600
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201903430
Date	Jul 10, 2019
Instrument	2019-03430

Lender

Name	EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,380 (+0.98%) Land $53,055 Building $311,325	$364,380 (+0.98%) Land $53,055 Building $311,325
2025	$4,636.00 (-11.9%)	$360,860 (+16.71%) Land $53,055 Building $307,805	$360,860 (+16.71%) Land $53,055 Building $307,805
2023	$5,262.00	$309,205 Land $51,505 Building $257,700	$309,205 Land $51,505 Building $257,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Straight-line Winds, And Flooding, Jul 2019 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Great Plains Communications, Prairie Hills Wireless.

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