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1606 Summit Ave N, Sauk Rapids, MN 56379 Property Records

Benton County property record for 1606 Summit Ave N, Sauk Rapids, MN 56379

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 996 sqft · built 1996
Lot Size0.197 acres (8,565 sqft)
Owner2 Individual Names on File
Last Sale$40,000 (Jun 2016)
Tax Bill$2,944 (2026)
Deeds & MortgagesJul 2022 Line of Credit
Mar 2017 Transfer
Flood ZoneZone X (minimal risk)
APN19.03310.00

Property Details

APN / Parcel Number

Primary APN19.03310.00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area996 sqft Living Area
1st Floor Area996 sqft
Basement Area600 sqft
Finished Basement600 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleSplit Level
Exterior MaterialAluminum Siding
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area8,565 sqft (0.197 acres)
Garage Area462 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1606 SUMMIT AVE N
CitySAUK RAPIDS
StateMN
Zip56379-2548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-14 TWP-036 RANGE-031 SUMMIT OAKES PLAT 2 LOT-004 BLOCK-001
Legal Range031
Legal Township036
Legal Section14
Legal SubdivisionSUMMIT OAKES PLAT 2
Legal Block1
Legal Lot Number4
JurisdictionBENTON MN
Township / Civil DivisionSAUK RAPIDS
Census Block Group1
Census Block1001
Census Tract21104

Owner

Source: Benton County records · APN 19.03310.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1606 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2548
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2022Deed of Trust, Mortgage · Line of Credit
STEARNS BANK NA
Mar 03, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 22, 2016 · Amount on Record
Deed SaleJun 22, 2016 · Amount on Record
Prior SaleAug 16, 2012 · Amount on Record
Deed Document Number2016416676
Last Transfer DateJan 30, 2017
Transfer Doc421336
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MN
Property Address1606 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2548
Transaction TypeMortgage
Record UpdatedSep 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1606 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2548

Mortgage

Document Number0000461750
DateJul 13, 2022
Instrument461750
Lender
NameSTEARNS BANK NA
TypeBank
AddressSAINT CLOUD, MN 56302
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueJun 15, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBENTON MN
Recording DateMar 03, 2017
Property Address1606 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2548
Document Number421336
Instrument DateJan 30, 2017
Instrument421336
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySauk Rapids City
Unified School DistrictSauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,944.00 (+10.59%) Homeowner's exemption$250,700 (+3.85%) Land $30,700 Building $220,000$250,700 (+3.85%) Land $30,700 Building $220,000
2025$2,662.00 (+6.57%) Homeowner's exemption$241,400 (+4.82%) Land $27,900 Building $213,500$241,400 (+4.82%) Land $27,900 Building $213,500
2023$2,498.00$230,300 Land $27,900 Building $202,400$230,300 Land $27,900 Building $202,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 29, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Benton Cooperative Telephone Company.

Based on FCC filings for 137 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSauk Rapids
serves 13,835 people
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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