1603 Summit Ave N, Sauk Rapids, MN 56379 Property Records

Benton County property record for 1603 Summit Ave N, Sauk Rapids, MN 56379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,143 sqft · built 1998
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,622 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19.03329.00`

Property Details

APN / Parcel Number

Primary APN	`19.03329.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,143 sqft Living Area
1st Floor Area	1,143 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	11,200 sqft (0.257 acres)
Garage Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1603 SUMMIT AVE N
City	SAUK RAPIDS
State	MN
Zip	56379-2548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-036 RANGE-031 SUMMIT OAKES PLAT 2 LOT-003 BLOCK-003
Legal Range	031
Legal Township	036
Legal Section	14
Legal Subdivision	SUMMIT OAKES PLAT 2
Legal Block	3
Legal Lot Number	3
Jurisdiction	BENTON MN
Township / Civil Division	SAUK RAPIDS
Census Block Group	1
Census Block	1003
Census Tract	21104

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1603 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 31, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	1603 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2548
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1603 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2548

Mortgage

Document Number	0000465466
Date	Mar 20, 2023
Instrument	465466

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2038

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	1603 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2548
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	442017
Date	Mar 31, 2020
Instrument	442017

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 16, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	Sauk Rapids City
Unified School District	Sauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,622.00 (+18.29%) Homeowner's exemption	$298,900 (+8.77%) Land $33,400 Building $265,500	$298,900 (+8.77%) Land $33,400 Building $265,500
2023	$3,062.00	$274,800 Land $30,400 Building $244,400	$274,800 Land $30,400 Building $244,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sauk Rapids serves 13,835 people · EPA ID MN1050004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Benton Cooperative Telephone Company.

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