1604 Summit Ave N, Sauk Rapids, MN 56379 Property Records

Benton County property record for 1604 Summit Ave N, Sauk Rapids, MN 56379

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,510 sqft · built 1996
Lot Size	0.264 acres (11,516 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,458 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19.03311.00`

Property Details

APN / Parcel Number

Primary APN	`19.03311.00`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Building Area	1,510 sqft Living Area
1st Floor Area	1,510 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Level
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	11,516 sqft (0.264 acres)
Garage Area	572 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1604 SUMMIT AVE N
City	SAUK RAPIDS
State	MN
Zip	56379-2548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-036 RANGE-031 SUMMIT OAKES PLAT 2 LOT-005 BLOCK-001
Legal Range	031
Legal Township	036
Legal Section	14
Legal Subdivision	SUMMIT OAKES PLAT 2
Legal Block	1
Legal Lot Number	5
Jurisdiction	BENTON MN
Township / Civil Division	SAUK RAPIDS
Census Block Group	1
Census Block	1001
Census Tract	21104

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1604 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 4, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	1604 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2548
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	455296
Date	Sep 14, 2021
Instrument	455296

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	1604 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2548
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 N SUMMIT AVENUE, SAUK RAPIDS, MN 56379-2548

Mortgage

Document Number	447173
Date	Nov 4, 2020
Instrument	447173

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	230 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	Sauk Rapids City
Unified School District	Sauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,458.00 (+17.5%) Homeowner's exemption	$358,700 (+7.94%) Land $30,900 Building $327,800	$358,700 (+7.94%) Land $30,900 Building $327,800
2023	$3,794.00	$332,300 Land $28,200 Building $304,100	$332,300 Land $28,200 Building $304,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sauk Rapids serves 13,835 people · EPA ID MN1050004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Benton Cooperative Telephone Company.

Nearby Properties on Summit Ave N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures