Berrien County property record for 1606 Echo Valley Dr, Niles, MI 49120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,382 sqft · built 1974 |
| Lot Size | 0.375 acres (16,335 sqft) |
| Owner | Individual Name on File |
| Last Sale | $207,500 (Sep 2020) |
| Tax Bill | $2,322 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-1950-0022-00-1 |
| Primary APN | 14-1950-0022-00-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,382 sqft Living Area |
| 1st Floor Area | 1,382 sqft |
| Basement Area | 1,382 sqft |
| Unfinished Basement | 1,382 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Raised Ranch |
| Lot Area | 16,335 sqft (0.375 acres) |
| Lot Dimensions | 170 ft deep x 96 ft wide |
| Garage Area | 627 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1606 ECHO VALLEY DR |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-8661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | LOT 22 ECHO VALLEY |
| Legal Subdivision | ECHO VALLEY |
| Legal Lot Number | 22 |
| Legal Unit | 22 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NILES |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 20400 |
1606 Echo Valley Dr is owned and occupied by an individual who bought it in September 2020.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1606 ECHO VALLEY DR, NILES, MI 49120-8661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Aug 22, 2023 | Deed of Trust, Mortgage · Line of Credit TEACHERS CU |
| Sep 18, 2020 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Apr 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage GREATER NILES COMM FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2020 · Amount on File |
| Deed Sale | Sep 18, 2020 · Amount on File |
| Prior Sale | Sep 18, 2020 · Amount on File |
| Deed Book / Page | 3291 / 1156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 13, 2026 |
| Property Address | 1606 ECHO VALLEY DR, NILES, MI 49120-8661 |
| Document Number | 0000465532 |
| Book / Page | 3482 / 1049 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 2026465532 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | DO NO USE, CARRINGTON MORTGAGE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1606 ECHO VALLEY DR, NILES, MI 49120-8661 |
| Document Number | 0000465532, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 3482/1049 |
| Instrument | 2026465532 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1606 ECHO VALLEY DR, NILES, MI 49120-8661 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | NOT AVAILABLE, MERIDIAN TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 1606 ECHO VALLEY DR, NILES, MI 49120-8661 |
| Document Number | 03410/2062 |
|---|---|
| Date | Aug 22, 2023 |
| Book Page | 3410/2062 |
| Instrument | 2023387354 |
| Name | TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | SOUTH BEND, IN 46601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Sep 18, 2020 |
| Property Address | 1606 ECHO VALLEY DR, NILES, MI 49120-8661 |
| Document Number | 03291/1156 |
| Book / Page | 3291 / 1156 |
| Map Reference | LB 21 PG 9 |
| Instrument Date | Sep 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,786.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1606 ECHO VALLEY DR, NILES, MI 49120-8661 |
| Document Number | 0032911157 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 3291/1157 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Apr 10, 2017 |
| Property Address | 1606 ECHO VALLEY DR, NILES, MI 49120-8661 |
| Document Number | 03168/3063 |
| Book / Page | 3168 / 3063 |
| Map Reference | LB21 PG9 |
| Instrument Date | Apr 6, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,444.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 818 HARRISON AVE, SAINT JOSEPH, MI 49085-1504 |
| Document Number | 03168/3064 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 3168/3064 |
| Name | GREATER NILES COMM FCU |
|---|---|
| Type | Credit Union |
| Address | NILES, MI 49120 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Apr 15, 2024 |
The 2025 property tax bill for 1606 Echo Valley Dr was $2,322 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Niles Township |
| Unified School District | Niles Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,000 | $248,000 | |
| 2025 | $2,322.00 | ||
| 2023 | $77,800 | $155,600 | |
| 2022 | $3,322.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1606 Echo Valley Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1990–2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1606 Echo Valley Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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