Monroe County property record for 1605 Spruce Ct, Temperance, MI 48182
| Property Type | Condominium |
|---|---|
| Lot Size | 15.5 acres (675,910 sqft) |
| Owner | Company Name on File |
| Last Sale | $171,100 (Jul 2000) |
| Tax Bill | $2,417 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jan 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-477-034-00 |
| Primary APN | 02-477-034-00 |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 675,910 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1605 SPRUCE CT |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-2226 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | THE PINES CONDOMINIUMS UNIT 34 |
| Legal Subdivision | MONROE COUNTY CONDO SUB |
| Legal Unit | 34 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 833900 |
1605 Spruce Ct, a condominium, is owned by a company that acquired it in January 2020 and is owner-occupied.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1605 SPRUCE CT, TEMPERANCE, MI 48182-2226 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jan 24, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 24, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2000 · Amount on File |
| Deed Sale | Jul 12, 2000 · Amount on File |
| Last Transfer Date | Jan 6, 2020 |
| Transfer Doc | 0000001872 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 1605 SPRUCE CT, TEMPERANCE, MI 48182-2226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007286 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 2020R07286 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jan 24, 2020 |
| Property Address | 1605 SPRUCE CT, TEMPERANCE, MI 48182-2226 |
| Document Number | 0000001873 |
| Instrument Date | Jan 6, 2020 |
| Instrument | 1873 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1605 SPRUCE CT TEMPERANCE MI 481822226, TEMPERANCE, MI 48182-2226 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jan 24, 2020 |
| Property Address | 1605 SPRUCE CT, TEMPERANCE, MI 48182-2226 |
| Document Number | 0000001872 |
| Instrument Date | Jan 4, 2020 |
| Instrument | 1872 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1605 SPRUCE CT TEMPERANCE MI 481822226, TEMPERANCE, MI 48182-2226 |
The 2025 property tax bill for 1605 Spruce Ct was $2,417 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $151,000 Land $151,000 | $302,000 Land $302,000 | |
| 2025 | $2,417.00 Homeowner's exemption | ||
| 2023 | $2,147.00 Homeowner's exemption | $112,100 | $224,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1605 Spruce Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1605 Spruce Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455 |
|---|---|
| Water Source | Purchased surface water from CITY OF TOLEDO |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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