Monroe County property record for 1604 Spruce Ct, Temperance, MI 48182
| Property Type | Condominium |
|---|---|
| Lot Size | 15.5 acres (675,910 sqft) |
| Owner | Company Name on File |
| Last Sale | $193,000 (Sep 2019) |
| Tax Bill | $1,172 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-477-027-00 |
| Primary APN | 02-477-027-00 |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 675,910 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1604 SPRUCE CT |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-2226 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | THE PINES CONDOMINIUMS UNIT 27 |
| Legal Subdivision | MONROE COUNTRY CONDO SUB |
| Legal Unit | 27 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 833900 |
Source: Monroe County records · APN 02-477-027-00
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1604 SPRUCE CT, TEMPERANCE, MI 48182-2226 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Feb 21, 2023 | Intrafamily Transfer, Transfer |
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Sep 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 12, 2019 · Amount on Record |
| Deed Sale | Sep 12, 2019 · Amount on Record |
| Prior Sale | Aug 18, 1999 · Amount on Record |
| Deed Document Number | 201915509 |
| Last Transfer Date | Feb 09, 2023 |
| Transfer Doc | 0000002308 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Feb 21, 2023 |
| Property Address | 1604 SPRUCE CT, TEMPERANCE, MI 48182-2226 |
| Document Number | 0000002308 |
| Map Reference | LB 1962 PG 170 |
| Instrument Date | Feb 09, 2023 |
| Instrument | 2023R02308 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1604 SPRUCE CT, TEMPERANCE, MI 48182-2226 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1604 SPRUCE CT, TEMPERANCE, MI 48182-2226 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 1604 SPRUCE CT, TEMPERANCE, MI 48182-2226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1604 SPRUCE CT 27, 27, TEMPERANCE, MI 48182-2226 |
| Document Number | 0000002175 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 2022R02175 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Sep 12, 2019 |
| Property Address | 1604 SPRUCE CT, TEMPERANCE, MI 48182-2226 |
| Document Number | 2019R15509 |
| Map Reference | LB 1602 PG 18 |
| Instrument Date | Sep 10, 2019 |
| Instrument | 2019R15509 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,659.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6554 CENTENNIAL DR, TEMPERANCE, MI 48182-1100 |
| Document Number | 0000015510 |
|---|---|
| Date | Sep 12, 2019 |
| Instrument | 2019R15510 |
| Name | HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,900 (+35.68%) | $257,800 (+35.68%) | |
| 2025 | $1,172.00 (-53.66%) Homeowner's exemption | ||
| 2023 | $2,529.00 Homeowner's exemption | $95,000 | $190,000 |
Source: FEMA National Flood Hazard Layer as of September 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| BCI Mississippi Broadband Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 143 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONROE SOUTH COUNTY serves 33,816 people |
|---|---|
| Water Source | Purchased surface water from CITY OF TOLEDO |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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