Monroe County property record for 1598 Spruce Ct, Temperance, MI 48182
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,480 sqft · built 1998 |
| Lot Size | 15.5 acres (675,910 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $216,900 (Jun 2021) |
| Tax Bill | $2,902 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-477-029-00 |
| Primary APN | 02-477-029-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,480 sqft Living Area |
| Basement Area | 1,480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 675,910 sqft |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1598 SPRUCE CT |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-2226 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | THE PINES CONDOMINIUMS UNIT 29 |
| Legal Subdivision | THE PINE CONDO |
| Legal Unit | 29 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 833900 |
1598 Spruce Ct, a condominium, is owned and occupied by two individuals who bought it in June 2021.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1598 SPRUCE CT, TEMPERANCE, MI 48182-2226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jun 29, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2021 · Amount on File |
| Deed Sale | Jun 29, 2021 · Amount on File |
| Prior Sale | Aug 18, 1999 · Amount on File |
| Deed Document Number | 202117085 |
| Prior Transfer Date | Nov 12, 2014 |
| Prior Transfer Doc | 0000021788 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 1598 SPRUCE CT, TEMPERANCE, MI 48182-2226 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1598 SPRUCE CT, TEMPERANCE, MI 48182-2226 |
| Document Number | 0000009109 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 2022R09109 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jun 29, 2021 |
| Property Address | 1598 SPRUCE CT, TEMPERANCE, MI 48182-2226 |
| Document Number | 2021R17085 |
| Map Reference | LB 1602 PG 18 |
| Instrument Date | Jun 2, 2021 |
| Instrument | 2021R17085 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,627.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 159E SORUCE CT, TERRACE, ME |
The 2025 property tax bill for 1598 Spruce Ct was $2,902 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,400 Land $131,400 | $262,800 Land $262,800 | |
| 2025 | $2,902.00 Homeowner's exemption | ||
| 2023 | $2,579.00 Homeowner's exemption | $96,900 | $193,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1598 Spruce Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1598 Spruce Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455 |
|---|---|
| Water Source | Purchased surface water from CITY OF TOLEDO |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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