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16049 Pebble Bluff Loop, #LO, Winter Garden, FL 34787 Property Records

Orange County property record for 16049 Pebble Bluff Loop, #LO, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,303 sqft · built 2018
Lot Size0.174 acres (7,572 sqft)
OwnerIndividual Name on Record
Last Sale$73,500 (Jul 2022)
Tax Bill$5,606 (2025)
Deeds & MortgagesJan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-24-27-7501-01-150

Property Details

APN / Parcel Number

Primary APN07-24-27-7501-01-150
Alternative APNs
  • 272407750101150
  • 163390
  • 164748
  • 167227

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,303 sqft Living Area
Gross Area3,427 sqft
1st Floor Area1,263 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,572 sqft (0.174 acres)
Garage TypeAttached
Garage Area471 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area399 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address16049 PEBBLE BLUFF LOOP, LO
CityWINTER GARDEN
StateFL
Zip34787-4965
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionWATERLEIGH PHASE 2A 92/6 LOT 115
Legal Range27E
Legal Township24S
Legal Section07
Legal SubdivisionWATERLEIGH PH 2A
Legal Phase2A
Legal Block1
Legal Lot Number115
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1374
Census Tract17111

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16049 PEBBLE BLUFF LOOP, WINTER GARDEN, FL 34787-4965
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2022 · Amount on Record
Deed SaleJul 28, 2022 · Amount on Record
Prior SaleJan 16, 2018 · Amount on Record
Deed Document Number2022463254
Prior Transfer DateJun 21, 2022
Prior Transfer Doc0000463254
Record UpdatedOct 29, 2026

January 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionORANGE FL
Recording DateJan 16, 2018
Property Address16049 PEBBLE BLUFF LOOP, WINTER GARDEN, FL 34787-4965
Document Number0000031732
Map ReferenceMB 92 PG 6-16
Instrument DateJan 12, 2018
Instrument20180031732
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,236.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address16049 PEBBLE BLUFF LP, WINTER GARDEN, FL 34787-4965

Mortgage

Document Number0000031735
DateJan 16, 2018
Instrument20180031735
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$359,263 (+2.7%)$504,010 (-8.58%) Land $110,000 Building $394,010
2025$5,606.00 (+4.96%) Homeowner's exemption$349,818 (+5.99%)$551,290 (+10.62%) Land $110,000 Building $441,290
2024$5,341.00 (+6.76%)
2023$5,003.00 (+4.08%) Homeowner's exemption$330,057 (+3%)$498,386 (+17%) Land $110,000 Building $388,386
2022$4,807.00 Homeowner's exemption Widower's exemption$320,444$425,982 Land $100,000 Building $325,982

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 269 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies269 in force
Nearby Flood Claims4 (2014–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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