16073 Pebble Bluff Loop, #LO, Winter Garden, FL 34787 Property Records

Orange County property record for 16073 Pebble Bluff Loop, #LO, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,685 sqft · built 2018
Lot Size	0.217 acres (9,474 sqft)
Owner	2 Company Names on Record
Last Sale	$484,000 (Dec 2025)
Tax Bill	$7,231 (2025)
Deeds & Mortgages	Dec 2025 Sale Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-24-27-7501-01-110`

Property Details

APN / Parcel Number

Primary APN	`07-24-27-7501-01-110`
Alternative APNs	`272407750101110` `163385` `164743` `167222`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,685 sqft Living Area
Gross Area	2,311 sqft
1st Floor Area	1,685 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,474 sqft (0.217 acres)
Garage Type	Attached
Garage Area	442 sqft
Porch	Finished/Open Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	16073 PEBBLE BLUFF LOOP, LO
City	WINTER GARDEN
State	FL
Zip	34787-4965
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	WATERLEIGH PHASE 2A 92/6 LOT 111
Legal Range	27E
Legal Township	24S
Legal Section	07
Legal Subdivision	WATERLEIGH PH 2A
Legal Phase	2A
Legal Block	1
Legal Lot Number	111
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1374
Census Tract	17111

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	16073 PEBBLE BLUFF LOOP, WINTER GARDEN, FL 34787-4965
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Warranty Deed, Transfer EQUITABLE TITLE/W ORLANDO LLC, EQUITABLE TTL OF WEST ORLAND
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CERTIFIED MORTGAGE PLANNERS
Jan 29, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Jan 29, 2018 · Amount on Record
Deed Document Number	2025692654
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 4, 2025
Property Address	16073 PEBBLE BLUFF LOOP, WINTER GARDEN, FL 34787-4965
Document Number	0000692654
Map Reference	MB 92 PG 6-16
Instrument Date	Dec 1, 2025
Instrument	20250692654
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	EQUITABLE TITLE/W ORLANDO LLC, EQUITABLE TTL OF WEST ORLAND

Transaction

Amount	Amount Recorded
Tax	$3,388.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3752 NW 144TH PL, PORTLAND, OR 97229-8224

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	16073 PEBBLE BLUFF LOOP, WINTER GARDEN, FL 34787-4965

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	16073 PEBBLE BLUFF LOOP, WINTER GARDEN, FL 34787-4965
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3752 NW 144TH PL, PORTLAND, OR 97229-8224

Mortgage

Document Number	20210459686
Date	Jul 30, 2021
Instrument	20210459686

Lender

Name	CERTIFIED MORTGAGE PLANNERS
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

January 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 29, 2018
Property Address	16073 PEBBLE BLUFF LOOP, WINTER GARDEN, FL 34787-4965
Document Number	0000055432
Map Reference	MB 92 PG 6-16
Instrument Date	Jan 23, 2018
Instrument	20180055432
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,858.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3752 NW 144TH PL, PORTLAND, OR 97229-8224

Mortgage

Document Number	0000055433
Date	Jan 29, 2018
Instrument	20180055433

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,820 (+1.07%) Land $110,000 Building $288,820	$398,820 (-7.95%) Land $110,000 Building $288,820
2025	$7,231.00 (+8.36%)	$394,609 (+0.01%)	$433,280 (+9.81%) Land $110,000 Building $323,280
2024	$6,673.00 (+11.27%)
2023	$5,997.00 (+12.49%)	$394,583 (+16.45%) Land $110,000 Building $284,583	$394,583 (+16.45%) Land $110,000 Building $284,583
2022	$5,331.00	$338,857 Land $100,000 Building $238,857	$338,857 Land $100,000 Building $238,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	4 (2014–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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