Orange County property record for 16031 Pebble Bluff Loop, #LO, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,303 sqft · built 2018 |
| Lot Size | 0.127 acres (5,521 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $317,190 (Mar 2018) |
| Tax Bill | $9,371 (2025) |
| Deeds & Mortgages | Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-24-27-7501-01-180 |
| Primary APN | 07-24-27-7501-01-180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,303 sqft Living Area |
| Gross Area | 3,322 sqft |
| 1st Floor Area | 1,263 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,521 sqft (0.127 acres) |
| Garage Type | Attached |
| Garage Area | 471 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 294 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 16031 PEBBLE BLUFF LOOP, LO |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-4964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | WATERLEIGH PHASE 2A 92/6 LOT 118 |
| Legal Range | 27E |
| Legal Township | 24S |
| Legal Section | 07 |
| Legal Subdivision | WATERLEIGH PH 2A |
| Legal Phase | 2A |
| Legal Block | 1 |
| Legal Lot Number | 118 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 17111 |
Source: Orange County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16031 PEBBLE BLUFF LOOP, WINTER GARDEN, FL 34787-4964 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2018 · Amount on Record |
| Deed Sale | Mar 6, 2018 · Amount on Record |
| Deed Document Number | 2018130272 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 6, 2018 |
| Property Address | 16031 PEBBLE BLUFF LOOP, WINTER GARDEN, FL 34787-4964 |
| Document Number | 0000130272 |
| Instrument Date | Feb 27, 2018 |
| Instrument | 130272 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,220.33 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16031 PEBBLE BLUFF LOOP WINTER GARDEN FL 34787, WINTER GARDEN, FL 34787 |
| Document Number | 130273 |
|---|---|
| Date | Mar 6, 2018 |
| Instrument | 130273 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2048 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $496,310 (-8.55%) Land $110,000 Building $386,310 | $496,310 (-8.55%) Land $110,000 Building $386,310 | |
| 2025 | $9,371.00 (+4.93%) | $542,710 (+67.15%) Land $110,000 Building $432,710 | $542,710 (+10.54%) Land $110,000 Building $432,710 |
| 2024 | $8,931.00 (+81.52%) | ||
| 2023 | $4,920.00 (+3.95%) Homeowner's exemption | $324,689 (+3%) | $490,950 (+16.97%) Land $110,000 Building $380,950 |
| 2022 | $4,733.00 Homeowner's exemption | $315,232 | $419,740 Land $100,000 Building $319,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 269 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 269 in force |
| Nearby Flood Claims | 4 (2014–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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