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16045 Wallace St, Umatilla, FL 32784 Property Records

Lake County property record for 16045 Wallace St, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,716 sqft · built 1972
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (Sep 2023)
Tax Bill$2,266 (2024)
Deeds & MortgagesSep 2023 Sale & Mortgage
Dec 2022 Sale & Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-18-26-0500-001-00900

Property Details

APN / Parcel Number

Primary APN26-18-26-0500-001-00900
Alternative APN
  • 1460263

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,716 sqft Living Area
1st Floor Area1,716 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Block
Construction TypeFrame
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeCarport
Garage Area307 sqft
CarportCarport
Carport Area307 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number1460263
Street Address16045 WALLACE ST
CityUMATILLA
StateFL
Zip32784-9217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionLYNNWOOD LOT 9 BLK 1 PB 12 PG 26 ORB 6217 PG 266
Legal Range26E
Legal Township18S
Legal Section26
Legal SubdivisionLYNNWOOD
Legal Tract0500
Legal Block1
Legal Lot Number9
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group3
Census Block3073
Census Tract30110

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16045 WALLACE ST, UMATILLA, FL 32784-9217
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2023Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Dec 14, 2022Warranty Deed, Transfer · Line of Credit
REINA INVESTMENTS LLC
Dec 7, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 17, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2023 · Amount on Record
Deed SaleSep 26, 2023 · Amount on Record
Prior SaleDec 14, 2022 · Amount on Record
Deed Document Number2023118356
Deed Book / Page6217 / 266
Prior Transfer DateAug 6, 2020
Prior Transfer Doc0055251141
Record UpdatedJun 8, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateSep 26, 2023
Property Address16045 WALLACE ST, UMATILLA, FL 32784-9217
Document Number0062170266
Book / Page6217 / 266
Map ReferenceMB 12 PG 26
Instrument DateAug 4, 2023
Instrument2023118356
Transaction TypeTransfer
Record UpdatedOct 10, 2023
Title CompanySIMPLY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2310 RUSH BAY WAY, ORLANDO, FL 32824-4515

Transferred To (Grantee/Buyer)

NameVerified Name
Address16045 WALLACE ST, UMATILLA, FL 32784-9217

Mortgage

Document Number0006217269
DateSep 26, 2023
Instrument6217/269
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueAug 1, 2053

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateDec 14, 2022
Property Address16045 WALLACE ST, UMATILLA, FL 32784-9217
Document Number0060651950
Book / Page6065 / 1950
Map ReferenceMB 12 PG 26
Instrument DateOct 24, 2022
Instrument2022159699
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyEAST LAKE TITLE INC, EAST LAKE TITLE FLORIDA LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2440 SAND LAKE RD, ORLANDO, FL 32809-9121

Transferred To (Grantee/Buyer)

NameVerified Name
Address9120 SW 137TH AVE, MIAMI, FL 33186-1418

Mortgage

Document Number0060651952
DateDec 14, 2022
Instrument6065/1952
Lender
NameREINA INVESTMENTS LLC
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateDec 7, 2022
Property Address16045 WALLACE ST, UMATILLA, FL 32784-9217
Document Number0060622309
Book / Page6062 / 2309
Map ReferenceMB 12 PG 26
Instrument DateOct 20, 2022
Instrument2022157191
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,242.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8696 HASELTON RD, NASHVILLE, TN 37221-4414

Transferred To (Grantee/Buyer)

NameVerified Name
Address2440 SAND LAKE RD, ORLANDO, FL 32809-9121
InvestorPossibly a Property Investor

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateAug 17, 2020
Property Address16045 WALLACE ST, UMATILLA, FL 32784-9217
Document Number0055251141
Book / Page005525 / 001141
Instrument DateAug 6, 2020
Instrument89736
Transaction TypeTransfer
Record UpdatedSep 22, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address16045 WALLACE ST UMATILLA FL 327849217, UMATILLA, FL 32784-9217

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$178,772 (-) Land $45,000 Building $133,772$178,772 (-) Land $45,000 Building $133,772
2025$178,772 (+65.76%) Land $45,000 Building $133,772$178,772 (+65.76%) Land $45,000 Building $133,772
2024$2,266.00 (+12.29%)
2023$2,018.00 (+7.28%)$107,852 (+1.06%)$107,852 (+1.06%) Land $15,975 Building $91,877
2022$1,881.00$106,717$106,717 Land $15,975 Building $90,742

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEUSTIS, CITY OF (4 WTPS)
serves 39,721 people · EPA ID FL3350346
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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