Lake County property record for 16102 Wallace St, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,370 sqft · built 1973 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,764 (2024) |
| Deeds & Mortgages | Nov 2023 Line of Credit Nov 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-18-26-0500-003-00200 |
| Primary APN | 26-18-26-0500-003-00200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,370 sqft Living Area |
| 1st Floor Area | 2,370 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 100 ft deep x 150 ft wide |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 679 sqft |
| Patio Area | 240 sqft |
| Utility Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3398700 |
|---|---|
| Street Address | 16102 WALLACE ST |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9299 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | LYNNWOOD W 50 FT OF LOT 2 LOT 3 BLK 3 PB 12 PG 26 ORB 517 PG 545 ORB 1169 PG 139 ORB 5371 PG 48 ORB 6383 PG 740 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 26 |
| Legal Subdivision | LYNNWOOD |
| Legal Tract | 0500 |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 3 |
| Census Block | 3075 |
| Census Tract | 30110 |
Source: Lake County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1064, UMATILLA, FL 32784-1064 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Nov 2, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED SOUTHERN BANK |
| Nov 7, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 14, 2024 |
| Transfer Doc | 0063830740 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 16102 WALLACE ST, UMATILLA, FL 32784-9299 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 16102 WALLACE ST, UMATILLA, FL 32784-9299 |
| Document Number | 0062361725 |
|---|---|
| Date | Nov 2, 2023 |
| Book Page | 6236/1725 |
| Instrument | 2023134823 |
| Name | UNITED SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | UMATILLA, FL 32784 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Oct 19, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Nov 7, 2019 |
| Property Address | 16102 WALLACE ST, UMATILLA, FL 32784-9299 |
| Document Number | 0053710048 |
| Book / Page | 005371 / 000048 |
| Instrument Date | Nov 5, 2019 |
| Instrument | 126689 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | PO BOX 1064 UMATILLA FL 327841064, UMATILLA, FL 32784-1064 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,320 (+2.9%) | $217,855 (-) Land $45,000 Building $172,855 | |
| 2025 | $115,960 (+5.98%) Land $45,000 Building $70,960 | $217,855 (+53.28%) Land $45,000 Building $172,855 | |
| 2024 | $1,764.00 (+15.82%) | ||
| 2023 | $1,523.00 (+13.83%) Homeowner's exemption | $109,420 (+2.99%) | $142,130 (-) Land $18,000 Building $124,130 |
| 2022 | $1,338.00 Homeowner's exemption | $106,240 | $142,130 Land $18,000 Building $124,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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