Lake County property record for 16025 Wallace St, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,512 sqft · built 1966 |
| Lot Size | 0.365 acres (15,902 sqft) |
| Owner | Trust Name on File |
| Last Sale | $184,000 (Jun 2022) |
| Tax Bill | $5,584 (2025) |
| Deeds & Mortgages | Feb 2024 Sale Sep 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-18-26-0500-001-01000 |
| Primary APN | 26-18-26-0500-001-01000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,512 sqft Living Area |
| 1st Floor Area | 3,512 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 15,902 sqft (0.365 acres) |
| Lot Dimensions | 100 ft deep x 166 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 967 sqft |
| Patio Area | 481 sqft |
| Utility Building | 358 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1460271 |
|---|---|
| Street Address | 16025 WALLACE ST |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | LYNNWOOD LOTS 10 11 BLK 1 PB 12 PG 26 ORB 6278 PG 1710 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 26 |
| Legal Subdivision | LYNNWOOD |
| Legal Tract | 0500 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 3 |
| Census Block | 3073 |
| Census Tract | 30110 |
16025 Wallace St is held in a trust since June 2022.
Source: Lake County records, as of September 8, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 122 E LAKE AVE, LONGWOOD, FL 32750-5441 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2024 | Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 22, 2022 | Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL LENDER LLC |
| Jun 7, 2022 | Special Warranty Deed, Transfer · Line of Credit RMA PROPERTY RENTALS LLC |
| Oct 7, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 31, 2019 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2022 · Amount on File |
| Deed Sale | Jun 7, 2022 · Amount on File |
| Prior Sale | Oct 7, 2021 · Amount on File |
| Deed Document Number | 202278807 |
| Deed Book / Page | 5970 / 1710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Feb 1, 2024 |
| Property Address | 16025 WALLACE ST, UMATILLA, FL 32784-9217 |
| Document Number | 0062781710 |
| Book / Page | 6278 / 1710 |
| Map Reference | MB 12 PG 26 |
| Instrument Date | Jan 31, 2024 |
| Instrument | 2024012213 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1823 PIEDMONT PL, LAKE MARY, FL 32746-7611 |
| Name | Verified Name |
|---|---|
| Address | 122 E LAKE AVE, LONGWOOD, FL 32750-5441 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 16025 WALLACE ST, UMATILLA, FL 32784-9217 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1823 PIEDMONT PL, LAKE MARY, FL 32746-7611 |
| Document Number | 0060282155 |
|---|---|
| Date | Sep 22, 2022 |
| Book Page | 6028/2155 |
| Instrument | 2022128115 |
| Name | COMMERCIAL LENDER LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VERNON ROCKVILLE, CT 06066 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 7, 2022 |
| Property Address | 16025 WALLACE ST, UMATILLA, FL 32784-9217 |
| Document Number | 0059701710 |
| Book / Page | 5970 / 1710 |
| Map Reference | MB 12 PG 26 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 2022078807 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,288.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24818 TURKEY LAKE RD, HOWEY IN THE HILLS, FL 34737-3510 |
| Name | Verified Name |
|---|---|
| Address | 1823 PIEDMONT PL, LAKE MARY, FL 32746-7611 |
| Document Number | 0059701712 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 5970/1712 |
| Name | RMA PROPERTY RENTALS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 7, 2021 |
| Property Address | 16025 WALLACE ST, UMATILLA, FL 32784-9217 |
| Document Number | 0058101483 |
| Book / Page | 5810 / 1483 |
| Map Reference | MB 12 PG 26 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 2021138708 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $945.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16025 WALLACE ST, UMATILLA, FL 32784-9217 |
| Name | Verified Name |
|---|---|
| Address | 24818 TURKEY LAKE RD, HOWEY IN THE HILLS, FL 34737-3510 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 16025 WALLACE ST, UMATILLA, FL 32784-9217 |
| Document Number | 0052591257 |
| Instrument Date | Jan 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 16025 WALLACE ST UMATILLA FL 327849217, UMATILLA, FL 32784-9217 |
| Document Number | 0052591257 |
|---|---|
| Date | Apr 4, 2019 |
| Book Page | 005259/001257 |
| Instrument | 37240 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 3, 2044 |
| Rate | 3.75% |
|---|
The 2025 property tax bill for 16025 Wallace St was $5,584, up 36.4% from the year before.
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $298,775 (-) Land $45,000 Building $253,775 | $298,775 (-) Land $45,000 Building $253,775 | |
| 2025 | $5,584.00 (+36.36%) | $298,775 Land $45,000 Building $253,775 | $298,775 Land $45,000 Building $253,775 |
| 2024 | $4,095.00 (+13.37%) | ||
| 2023 | $3,612.00 (+7.63%) | $184,068 (-) | $184,068 (-) Land $18,000 Building $166,068 |
| 2022 | $3,356.00 | $184,068 | $184,068 Land $18,000 Building $166,068 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16025 Wallace St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16025 Wallace St is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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