1604 Watersedge Dr, McKinney, TX 75072 Property Records

Collin County property record for 1604 Watersedge Dr, McKinney, TX 75072 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,686 sqft · built 1996
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$545,438 (Oct 2023)
Tax Bill	$8,760 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-3466-00A-0130-1`

Property Details

APN / Parcel Number

Primary APN	`R-3466-00A-0130-1`
Alternative APNs	`000002042158` `2042158`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,686 sqft Living Area
Gross Area	3,520 sqft
1st Floor Area	2,686 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Patio/Porch
Porch Area	422 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1604 WATERSEDGE DR
City	MCKINNEY
State	TX
Zip	75072-3947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELDORADO LAKES, BLK A, LOT 13
Legal Subdivision	ELDORADO LAKES (CMC)
Legal Block	A
Legal Lot Number	13
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	2
Census Block	2010
Census Tract	30607

Owner

Source: Collin County records · APN R-3466-00A-0130-1

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1604 WATERSEDGE DR, MCKINNEY, TX 75072-3947
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Vendor's Lien, Transfer · FHA Mortgage PRIMIS MORTGAGE CO
Jun 18, 2019	Warranty Deed, Transfer SMITH MAUREEN B LIVING TR (LT)
Sep 26, 2017	Warranty Deed, Transfer SOUTHWEST FNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 11, 2023 · Amount on Record
Deed Sale	Oct 11, 2023 · Amount on Record
Prior Sale	Jun 18, 2019 · Amount on Record
Deed Document Number	2023117242
Prior Transfer Date	Jun 24, 2016
Prior Transfer Doc	0001139410
Record Updated	Jun 08, 2026

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Oct 11, 2023
Property Address	1604 WATERSEDGE DR, MCKINNEY, TX 75072-3947
Document Number	2023000117242
Map Reference	CAB J PG 423
Instrument Date	Oct 10, 2023
Instrument	2023000117242
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	NOT AVAILABLE, LT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 WATERSEDGE DR, MCKINNEY, TX 75072-3947

Mortgage

Document Number	2023000117243
Date	Oct 11, 2023
Instrument	2023000117243

Lender

Name	PRIMIS MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 18, 2019
Property Address	1604 WATERSEDGE DR, MCKINNEY, TX 75072-3947
Document Number	0000698540
Instrument Date	Jun 17, 2019
Instrument	698540
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1604 WATERSIDE DR MCKINNEY TX 75072, MCKINNEY, TX 75072

Mortgage

Document Number	698550
Date	Jun 18, 2019
Instrument	698550

Lender

Name	SMITH MAUREEN B LIVING TR (LT)
Address	2712 LAKESEDGE DR, MCKINNEY, TX 75072-3953

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

Mortgage

Document Number	960960,
Date	Jun 18, 2019
Instrument	960960

Lender

Name	MAUREEN B SMITH LIVING TR (CT)
Address	MCKINNEY, TX 75072

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Sep 26, 2017
Property Address	1604 WATERSEDGE DR, MCKINNEY, TX 75072-3947
Document Number	0001290440
Instrument Date	Sep 25, 2017
Instrument	1290440
Transaction Type	Transfer
Record Updated	Oct 13, 2017
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1604 WATERSEDGE DR MCKINNEY TX 750703947, MCKINNEY, TX 75070-3947

Mortgage

Document Number	1290450
Date	Sep 26, 2017
Instrument	1290450

Lender

Name	SOUTHWEST FNDG
Type	Funding / Finance Company
Address	DALLAS, TX 75240

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

Tax Assessment & Valuation

Source: Collin County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,760.00 (+3.23%) Homeowner's exemption	$605,000 (+6.22%) Land $195,000 Building $416,061	$611,061 (+7.28%) Land $195,000 Building $416,061
2024	$8,486.00 (+12%)
2023		$569,579 Land $150,000 Building $419,579	$569,579 Land $150,000 Building $419,579
2022	$7,577.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collin County (48085C), updated October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480850306072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 454 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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