1513 Watersedge Dr, McKinney, TX 75072 Property Records

Collin County property record for 1513 Watersedge Dr, McKinney, TX 75072

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,362 sqft · built 1998
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jun 2018)
Tax Bill	$8,966 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-3466-00B-0010-1`

Property Details

APN / Parcel Number

Primary APN	`R-3466-00B-0010-1`
Alternative APNs	`000002042162` `2042162`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,362 sqft Living Area
Gross Area	4,062 sqft
1st Floor Area	2,242 sqft
2nd Floor Area	1,121 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Patio/Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1513 WATERSEDGE DR
City	MCKINNEY
State	TX
Zip	75072-3949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	ELDORADO LAKES, BLK B, LOT 1
Legal Subdivision	ELDORADO LAKES (CMC)
Legal Block	B
Legal Lot Number	1
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	2
Census Block	2015
Census Tract	30607

Owner

1513 Watersedge Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Collin County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1513 WATERSEDGE DR, MCKINNEY, TX 75072-3949
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jun 18, 2018	Warranty Deed, Transfer REGIONS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2018 · Amount on File
Deed Sale	Jun 18, 2018 · Amount on File
Prior Sale	Jan 9, 2012 · Amount on File
Deed Document Number	2018747590
Prior Transfer Date	Feb 2, 2016
Prior Transfer Doc	0000188450
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1513 WATERSEDGE DR, MCKINNEY, TX 75072-3949
Transaction Type	Mortgage
Record Updated	Jun 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 WATERSEDGE DR, MCKINNEY, TX 75072-3949

Mortgage

Document Number	2023000063552
Date	Jun 8, 2023
Instrument	2023000063552

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 18, 2018
Property Address	1513 WATERSEDGE DR, MCKINNEY, TX 75072-3949
Document Number	0000747590
Instrument Date	May 24, 2018
Instrument	747590
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1513 WATERSEGERVE MCKINNEY TX 75070, MCKINNEY, TX 75070

Mortgage

Document Number	747600
Date	Jun 18, 2018
Instrument	747600

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jun 17, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 1513 Watersedge Dr was $8,966 with exemptions applied, down 6.8% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,966.00 (-6.8%) Homeowner's exemption	$677,369 Land $280,800 Building $404,224	$685,024 Land $280,800 Building $404,224
2024	$9,620.00
2023		$691,522 Land $216,000 Building $475,522	$691,522 Land $216,000 Building $475,522
2022	$9,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1513 Watersedge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1513 Watersedge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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