Monroe County property record for 1604 S Clifton Ave, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 1956 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,391 (2025) |
| Deeds & Mortgages | Sep 2009 Line of Credit Aug 2005 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-60320-00 |
| Primary APN | 015-60320-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Basement Area | 600 sqft |
| Unfinished Basement | 600 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Stone |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 138 ft deep x 80 ft wide |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 254 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 015-60320-00 |
|---|---|
| Street Address | 1604 S CLIFTON AVE |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-6699 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEECH WOOD MANORS LOT 14 |
| Legal Lot Number | 14 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1001 |
1604 S Clifton Ave is owned and occupied by an individual.
Source: Monroe County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1604 S CLIFTON AVE, BLOOMINGTON, IN 47401-6699 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2009 | Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU |
| Aug 31, 2005 | Deed of Trust, Mortgage · ARM INDIANA UNIVERSITY EMPLOYEES FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 1604 S CLIFTON AVE, BLOOMINGTON, IN 47401-6699 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2009017161 |
|---|---|
| Date | Sep 28, 2009 |
| Instrument | 2009017161 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Address | BLOOMINGTON, IN 47401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 27, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 1604 S CLIFTON AVE, BLOOMINGTON, IN 47401-6699 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2005017682 |
|---|---|
| Date | Aug 31, 2005 |
| Instrument | 2005017682 |
| Name | INDIANA UNIVERSITY EMPLOYEES FCU |
|---|---|
| Address | BLOOMINGTON, IN 47402 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Sep 1, 2012 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | 1-Year T-Bill |
| Max Rate | 10.6% |
The 2025 property tax bill for 1604 S Clifton Ave was $2,391, down 12.5% from the year before.
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,391.00 (-12.48%) | $263,200 Land $62,300 Building $200,900 | $263,200 Land $62,300 Building $200,900 |
| 2024 | $2,732.00 | ||
| 2023 | $265,200 (+6.08%) Land $62,300 Building $202,900 | $265,200 (+6.08%) Land $62,300 Building $202,900 | |
| 2022 | $2,641.00 | $250,000 Land $62,300 Building $187,700 | $250,000 Land $62,300 Building $187,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1604 S Clifton Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1989–2023) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1604 S Clifton Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Smithville Communications.
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