1513 S Clifton Ave, Bloomington, IN 47401 Property Records

Monroe County property record for 1513 S Clifton Ave, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,236 sqft · built 1955
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$227,500 (May 2021)
Tax Bill	$2,799 (2025)
Deeds & Mortgages	Jun 2011 Mortgage Oct 2006 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`015-59390-00`

Property Details

APN / Parcel Number

Primary APN	`015-59390-00`
Alternative APN	`53-08-10-201-004.000-009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,236 sqft Living Area
1st Floor Area	2,236 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	138 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-59390-00
Street Address	1513 S CLIFTON AVE
City	BLOOMINGTON
State	IN
Zip	47401-6649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEECHWOOD MANORS PT LOT 30
Legal Subdivision	BEECH WOOD MANORS ADD
Legal Lot Number	30
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3000
Census Tract	1001

Owner

1513 S Clifton Ave is owned and occupied by an individual who bought it in May 2021.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1513 S CLIFTON AVE, BLOOMINGTON, IN 47401-6649
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2011	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 12, 2006	Deed of Trust, Mortgage · ARM PINNACLE FINANCIAL CORP
Jun 2, 2008	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Dec 15, 2015	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Aug 12, 2013	Warranty Deed, Transfer · Conventional Mortgage FIRST REPUBLIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021 · Amount on File
Deed Sale	May 17, 2021 · Amount on File
Prior Sale	Dec 15, 2015 · Amount on File
Deed Document Number	20219262
Prior Transfer Date	May 11, 2021
Prior Transfer Doc	2021009262
Record Updated	Sep 20, 2026

June 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1513 S CLIFTON AVE, BLOOMINGTON, IN 47401-6649
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011008080
Date	Jun 22, 2011
Instrument	2011008080

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2041

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1513 S CLIFTON AVE, BLOOMINGTON, IN 47401-6649
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006020233
Date	Oct 12, 2006
Instrument	2006020233

Lender

Name	PINNACLE FINANCIAL CORP
Type	Funding / Finance Company
Address	ORLANDO, FL 32804

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	9.12%
Type Change Date	Nov 1, 2008
Change Frequency	6 Months
Min Rate At Change	7.62%
Max Rate At Change	12.1%
Index	6-Month LIBOR
Max Rate	16.1%

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1513 S CLIFTON AVE, BLOOMINGTON, IN 47401-6649
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008009147
Date	Jun 2, 2008
Instrument	2008009147

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2038

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	May 17, 2021
Property Address	1513 S CLIFTON AVE, BLOOMINGTON, IN 47401-6649
Document Number	2021009262
Map Reference	CAB B ENV 56
Instrument Date	May 11, 2021
Instrument	2021009262
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 S CLIFTON AVE, BLOOMINGTON, IN 47401-6649
Investor	Possibly a Property Investor

Mortgage

Document Number	2021009263
Date	May 17, 2021
Instrument	2021009263

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

December 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Dec 15, 2015
Property Address	1513 S CLIFTON AVE, BLOOMINGTON, IN 47401-6649
Document Number	2015016979
Map Reference	CAB B ENV 56
Instrument Date	Nov 30, 2015
Instrument	2015016979
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1513 S CLIFTON AVE, BLOOMINGTON, IN 47401-6649
Investor	Possibly a Property Investor

Mortgage

Document Number	2015016985
Date	Dec 15, 2015
Instrument	2015016985

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2045

August 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Aug 12, 2013
Property Address	1513 S CLIFTON AVE, BLOOMINGTON, IN 47401-6649
Document Number	2013014273
Map Reference	CAB B PG56
Instrument Date	Aug 9, 2013
Instrument	2013014273
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1513 S CLIFTON AVE, BLOOMINGTON, IN 47401-6649

Mortgage

Document Number	2013014278
Date	Aug 12, 2013
Instrument	2013014278

Lender

Name	FIRST REPUBLIC MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2043

Interest

Type Change Date	Sep 1, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 1513 S Clifton Ave was $2,799, down 11.2% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,799.00 (-11.2%)	$299,900 Land $73,600 Building $226,300	$299,900 Land $73,600 Building $226,300
2024	$3,152.00
2023		$298,600 (+5.92%) Land $73,600 Building $225,000	$298,600 (+5.92%) Land $73,600 Building $225,000
2022	$2,963.00 Homeowner's exemption	$281,900 Land $73,600 Building $208,300	$281,900 Land $73,600 Building $208,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1513 S Clifton Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1989–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1513 S Clifton Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

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