1601 S Clifton Ave, Bloomington, IN 47401 Property Records

Monroe County property record for 1601 S Clifton Ave, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,164 sqft · built 1956
Lot Size	0.253 acres (11,021 sqft)
Owner	Individual Name on File
Last Sale	$317,700 (Oct 2020)
Tax Bill	$2,955 (2025)
Deeds & Mortgages	Feb 2007 Mortgage Jul 2005 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`015-28580-00`

Property Details

APN / Parcel Number

Primary APN	`015-28580-00`
Alternative APN	`53-08-10-201-026.000-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
1st Floor Area	1,164 sqft
Basement Area	873 sqft
Finished Basement	368 sqft
Unfinished Basement	505 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1990
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	11,021 sqft (0.253 acres)
Lot Dimensions	138 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-28580-00
Street Address	1601 S CLIFTON AVE
City	BLOOMINGTON
State	IN
Zip	47401-6699
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	015-28580-00 BEECH WOOD MANORS LOT 7
Legal Subdivision	BEECH WOOD MANORS ADD
Legal Lot Number	7
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3000
Census Tract	1001

Owner

1601 S Clifton Ave is owned and occupied by an individual who bought it in October 2020.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1601 S CLIFTON AVE, BLOOMINGTON, IN 47401-6699
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2007	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY EMPLOYEES FCU
Jul 11, 2005	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Sep 22, 2016	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORP
Oct 23, 2020	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Aug 12, 2014	Warranty Deed, Transfer · FHA Mortgage MAVERICK FUNDING CORP
Nov 4, 2013	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Prior Sale	Aug 12, 2014 · Amount on File
Deed Document Number	202017747
Record Updated	Sep 20, 2026

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1601 S CLIFTON AVE, BLOOMINGTON, IN 47401-6699
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007002532
Date	Feb 14, 2007
Instrument	2007002532

Lender

Name	INDIANA UNIVERSITY EMPLOYEES FCU
Address	BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Mar 1, 2012

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1601 S CLIFTON AVE, BLOOMINGTON, IN 47401-6699
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005013069
Date	Jul 11, 2005
Instrument	2005013069

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jun 22, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1601 S CLIFTON AVE, BLOOMINGTON, IN 47401-6699
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016013243
Date	Sep 22, 2016
Instrument	2016013243

Lender

Name	HOME POINT FINANCIAL CORP
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2046

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Oct 23, 2020
Property Address	1601 S CLIFTON AVE, BLOOMINGTON, IN 47401-6699
Document Number	2020017747
Map Reference	CAB B ENV 56
Instrument Date	Oct 15, 2020
Instrument	2020017747
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1601 S CLIFTON AVE, BLOOMINGTON, IN 47401-6699
Investor	Possibly a Property Investor

Mortgage

Document Number	2020017748
Date	Oct 23, 2020
Instrument	2020017748

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Aug 12, 2014
Property Address	1601 S CLIFTON AVE, BLOOMINGTON, IN 47401-6699
Document Number	2014010170
Instrument Date	Aug 6, 2014
Instrument	2014010170
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 S CLIFTON AVE, BLOOMINGTON, IN 47401-6699

Mortgage

Document Number	2014010174
Date	Aug 12, 2014
Instrument	2014010174

Lender

Name	MAVERICK FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2044

November 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Nov 4, 2013
Property Address	1601 S CLIFTON AVE, BLOOMINGTON, IN 47401-6699
Document Number	2013018809
Instrument Date	Oct 30, 2013
Instrument	2013018809
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1601 S Clifton Ave was $2,955, down 9.9% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,955.00 (-9.85%)	$314,000 Land $62,300 Building $251,700	$314,000 Land $62,300 Building $251,700
2024	$3,278.00
2023		$308,400 (+8.82%) Land $62,300 Building $246,100	$308,400 (+8.82%) Land $62,300 Building $246,100
2022	$2,986.00 Homeowner's exemption	$283,400 Land $62,300 Building $221,100	$283,400 Land $62,300 Building $221,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1601 S Clifton Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1989–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1601 S Clifton Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

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