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1604 Montecito Rd, Unit 1, Ramona, CA 92065 Property Records

San Diego County property record for 1604 Montecito Rd, Unit 1, Ramona, CA 92065

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 884 sqft · built 1981
Lot Size0.901 acres (39,241 sqft)
OwnerCompany Name on File
Last Sale$200,000 (Jun 2021)
Tax Bill$4,028 (2025)
Deeds & MortgagesMar 2023 Transfer
Jun 2021 Sale
Flood ZoneZone X (minimal risk)
APN281-160-22-01

Property Details

APN / Parcel Number

Primary APN281-160-22-01

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area884 sqft Living Area

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleCondo/Apartment
Lot Area39,241 sqft (0.901 acres)

Location & Zoning

Street Address1604 MONTECITO RD, 1
CityRAMONA
StateCA
Zip92065-2247
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRMV4
Legal DescriptionLOT 1 USA-1PER DOC81-070926&UND INT IN TR 010011
Legal SubdivisionSAN DIEGO #3940
Legal Tract010011
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2009
Census Tract20805

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address120 S MOLLISON AVE, 100, EL CAJON, CA 92020-4895
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2023Quit Claim Deed, Transfer
Quitclaim
Jun 18, 2021Grant Deed, Transfer
LAWYERS TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 18, 2021 · Amount on Record
Deed SaleJun 18, 2021 · Amount on Record
Prior SaleMar 30, 2006 · Amount on Record
Deed Document Number2021446444
Last Transfer DateFeb 24, 2023
Transfer Doc0000066263
Record UpdatedSep 20, 2026

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMar 15, 2023
Property Address1604 MONTECITO RD UNIT 1, 1, RAMONA, CA 92065-2247
Document Number0000066263
Map ReferenceMAP 10011
Instrument DateFeb 24, 2023
Instrument2023-0066263
Transaction TypeTransfer
Record UpdatedMar 27, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 S MOLLISON AVE STE 100, 100, EL CAJON, CA 92020-4895

June 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 18, 2021
Property Address1604 MONTECITO RD UNIT 1, 1, RAMONA, CA 92065-2247
Document Number0000446444
Map ReferenceMAP 10011
Instrument DateJun 8, 2021
Instrument2021-0446444
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7977 BROADWAY, LEMON GROVE, CA 91945-1865

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$287,057 (+2%) Land $220,814 Building $66,243
2025$4,028.00 (+1.54%)$281,430 (+4.04%) Land $216,485 Building $64,945
2024$3,967.00 (+7.07%)
2023$3,705.00 (-4.04%)$270,504 Land $208,080 Building $62,424
2022$3,861.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims15 (1980–2023)
Claims Outside the SFHA3 of 15
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 48% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile USA.

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