1604 Montecito Rd, Unit 9, Ramona, CA 92065 Property Records

San Diego County property record for 1604 Montecito Rd, Unit 9, Ramona, CA 92065

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,248 sqft · built 1981
Lot Size	0.901 acres (39,241 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Apr 2017)
Tax Bill	$3,740 (2025)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`281-160-22-09`

Property Details

APN / Parcel Number

Primary APN	`281-160-22-09`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Lot Area	39,241 sqft (0.901 acres)

Location & Zoning

Street Address	1604 MONTECITO RD, 9
City	RAMONA
State	CA
Zip	92065-2248
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMV4
Legal Description	LOT 1 USB-3PER DOC81-070926&UND INT IN TR 010011
Legal Subdivision	SUN CASAS CONDOMINIUM
Legal Tract	010011
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2009
Census Tract	20805

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1604 MONTECITO RD, 9, RAMONA, CA 92065-2248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 12, 2017 · Amount on Record
Deed Sale	Apr 12, 2017 · Amount on Record
Prior Sale	Apr 19, 2000 · Amount on Record
Deed Document Number	2017165315
Prior Transfer Date	Aug 4, 2004
Prior Transfer Doc	0000796142
Record Updated	Sep 20, 2026

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 12, 2017
Property Address	1604 MONTECITO RD UNIT 9, 9, RAMONA, CA 92065-2248
Document Number	0000165315
Map Reference	MAP10011
Instrument Date	Apr 10, 2017
Instrument	2017-0165315
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 MONTECITO RD UNIT 9, 9, RAMONA, CA 92065-2248

Mortgage

Document Number	0000165316
Date	Apr 12, 2017
Instrument	2017-0165316

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Mortgage

Document Number	0000165317
Date	Apr 12, 2017
Instrument	2017-0165317

Lender

Name	COUNTY OF SAN DIEGO HOUSING & COMMUNIT
Type	Government Agency
Address	SAN DIEGO, CA 92123

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$266,349 (+2%) Land $147,972 Building $118,377
2025	$3,740.00 (+9.17%) Homeowner's exemption	$261,127 (+4.04%) Land $145,071 Building $116,056
2023	$3,426.00 (-4.41%) Homeowner's exemption	$250,989 Land $139,439 Building $111,550
2022	$3,584.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	15 (1980–2023)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

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