San Diego County property record for 1604 Montecito Rd, Unit 7, Ramona, CA 92065
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1981 |
| Lot Size | 0.901 acres (39,241 sqft) |
| Owner | Individual Name on File |
| Last Sale | $86,000 (Sep 2010) |
| Tax Bill | $2,204 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-160-22-07 |
| Primary APN | 281-160-22-07 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Stucco |
| Roof Material | Built-Up Asphalt |
| Lot Area | 39,241 sqft (0.901 acres) |
| Garage Type | Open |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1604 MONTECITO RD, 7 |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-2248 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RMV4 |
| Legal Description | LOT 1 USB-1PER DOC81-070926&UND INT IN TR 010011 |
| Legal Subdivision | SUN CASAS CONDOMINIUM |
| Legal Tract | 010011 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20805 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1604 MONTECITO RD, 7, RAMONA, CA 92065-2248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 24, 2010 · Amount on Record |
| Deed Sale | Sep 24, 2010 · Amount on Record |
| Prior Sale | Sep 21, 2007 · Amount on Record |
| Deed Document Number | 2010508249 |
| Prior Transfer Date | Aug 31, 2010 |
| Prior Transfer Doc | 0000508248 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1604 MONTECITO RD UNIT 7, 7, RAMONA, CA 92065-2248 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000362284 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 2017-0362284 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $111,064 (+2%) Land $52,264 Building $58,800 | |
| 2025 | $2,204.00 (+12.62%) | $108,888 (+4.04%) Land $51,240 Building $57,648 |
| 2023 | $1,957.00 (-8.47%) | $104,661 Land $49,251 Building $55,410 |
| 2022 | $2,138.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 15 (1980–2023) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 48% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile USA.
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