Tioga County and Nichols Town property record for 1604 E River Rd, Nichols, NY 13812
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,200 sqft · built 1971 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $94,000 (Jun 2021) |
| Tax Bill | $2,620 (2026) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jun 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 492889 159.00-2-21 |
| Primary APN | 492889 159.00-2-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,319 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 150 ft deep x 265 ft wide |
| Porch | Porch |
| Porch Area | 189 sqft |
| Total Buildings | 3 Buildings |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 00000000698 |
|---|---|
| Street Address | 1604 E RIVER RD |
| City | NICHOLS |
| State | NY |
| Zip | 13812-2534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Block | 2 |
| Legal Lot Number | 21.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | NICHOLS |
| Census Block Group | 6 |
| Census Block | 6003 |
| Census Tract | 20600 |
1604 E River Rd is owned and occupied by an individual who bought it in June 2021.
Source: Tioga County and Nichols Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1604 E RIVER RD, NICHOLS, NY 13812-2534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS & NORTHERN BANK |
| Jun 1, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2021 · Amount on File |
| Deed Sale | Jun 1, 2021 · Amount on File |
| Deed Document Number | 2021-00002675 |
| Prior Transfer Date | Apr 15, 2021 |
| Prior Transfer Doc | 0000002673 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Jun 1, 2021 |
| Property Address | 1604 E RIVER RD, NICHOLS, NY 13812-2534 |
| Document Number | 2021000002675 |
| Instrument Date | Apr 22, 2021 |
| Instrument | 20210-00002675 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 6, NICHOLS, NY 13812-0006 |
| Document Number | 21000002679 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 210-00002679 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Jun 1, 2021 |
| Property Address | 1604 E RIVER RD, NICHOLS, NY 13812-2534 |
| Document Number | 2021000002673 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 20210-00002673 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3970 MAIN ST, TRAPPE, MD 21673-1667 |
The 2026 property tax bill for 1604 E River Rd was $2,620, up 0.6% from the year before.
Source: Tioga County and Nichols Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Nichols Town |
| Unified School District | Tioga Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,620.00 (+0.61%) | ||
| 2025 | $2,604.00 | $26,400 Land $3,000 Building $23,400 | $151,899 Land $17,261 Building $134,638 |
| 2023 | $26,400 Land $3,000 Building $23,400 | $125,714 Land $14,286 Building $111,428 | |
| 2019 | $1,259.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1604 E River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 46 (1979–2017) |
| Claims Outside the SFHA | 18 of 46 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1604 E River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zeta Broadband Fiber | 5,000 / 5,000 |
| Fiberspark Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Haefele Connect.
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