1325 E River Rd, Nichols, NY 13812 Property Records

Tioga County and Nichols Town property record for 1325 E River Rd, Nichols, NY 13812

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,764 sqft · built 1900
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$18,000 (Jul 2018)
Tax Bill	$2,005 (2026)
Deeds & Mortgages	Apr 2022 Refinance Sep 2025 Refinance + 3 more
Flood Zone	Zone X (moderate risk)
APN	`492889 160.00-1-35`

Property Details

APN / Parcel Number

Primary APN	`492889 160.00-1-35`
Alternative APNs	`288916000000010350000000` `00000001070`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	1,008 sqft
Upper Floors Area	756 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	87,120 sqft (2 acres)
Porch	Slab
Porch Area	468 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000001070
Street Address	1325 E RIVER RD
City	NICHOLS
State	NY
Zip	13812-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	35.000
Jurisdiction	TIOGA NY
Township / Civil Division	NICHOLS
Census Block Group	6
Census Block	6004
Census Tract	20600

Owner

Source: Tioga County and Nichols Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1325 E RIVER RD, NICHOLS, NY 13812-2529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance VISIONS FCU
Sep 8, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance VISIONS FCU
Jul 19, 2018	Warranty Deed, Transfer
Jun 18, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 18, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2018 · Amount on Record
Deed Sale	Jul 19, 2018 · Amount on Record
Prior Sale	Jun 18, 2018 · Amount on Record
Deed Document Number	20183090
Last Transfer Date	Jun 18, 2025
Transfer Doc	202500003191
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	1325 E RIVER RD, NICHOLS, NY 13812-2529
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000001777
Date	Apr 20, 2022
Instrument	20220-00001777

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIOGA NY
Recording Date	Sep 8, 2025
Property Address	1325 E RIVER RD, NICHOLS, NY 13812-2529
Document Number	202500003191
Instrument Date	Jun 18, 2025
Instrument	2025-00003191
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 E RIVER RD, NICHOLS, NY 13812-2529

Mortgage

Document Number	202500003192
Date	Sep 8, 2025
Instrument	2025-00003192

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Jul 19, 2018
Property Address	1325 E RIVER RD, NICHOLS, NY 13812-2529
Document Number	18000003090
Instrument Date	Jul 17, 2018
Instrument	180-00003090
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 E RIVER RD, NICHOLS, NY 13812-2529

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIOGA NY
Recording Date	Jun 18, 2018
Property Address	1325 E RIVER RD, NICHOLS, NY 13812-2529
Document Number	18000002604
Instrument Date	Jan 16, 2018
Instrument	180-00002604
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	337 STRONG RD, OWEGO, NY 13827-6147

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Jun 18, 2018
Property Address	1325 E RIVER RD, NICHOLS, NY 13812-2529
Document Number	18000002603
Instrument Date	Feb 15, 2012
Instrument	180-00002603
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	337 STRONG RD, OWEGO, NY 13827-6147

Tax Assessment & Valuation

Source: Tioga County and Nichols Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Nichols Town
Unified School District	Tioga Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,005.00 (+0.65%)
2025	$1,992.00 (+4.95%)	$20,200 (-) Land $3,200 Building $17,000	$116,226 (+5.87%) Land $18,412 Building $97,814
2024	$1,898.00 (+97.09%)	$20,200 (-) Land $3,200 Building $17,000	$109,783 (+14.13%) Land $17,391 Building $92,392
2023		$20,200 Land $3,200 Building $17,000	$96,190 Land $15,238 Building $80,952
2019	$963.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	46 (1979–2017)
Claims Outside the SFHA	18 of 46
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 16 claims Severe Storms And Flooding, Jun 2006 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fiber	5,000 / 5,000
Fiberspark Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Haefele Connect.

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