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1403 E 8th St, Panama City, FL 32401 Property Records

Bay County property record for 1403 E 8th St, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,018 sqft · built 1952
Lot Size0.223 acres (9,757 sqft)
OwnerIndividual Name on Record
Last Sale$42,500 (Nov 2020)
Tax Bill$863 (2025)
Deeds & MortgagesNov 2020 Sale
Flood ZoneZone X (minimal risk)
APN16230-000-000

Property Details

APN / Parcel Number

Primary APN16230-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,018 sqft Heated Area
Gross Area1,048 sqft
1st Floor Area1,018 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1972
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,757 sqft (0.223 acres)
Lot Dimensions140 ft deep x 70 ft wide
DrivewayDriveway
Driveway Area672 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemHVAC

Location & Zoning

Street Address1403 E 8TH ST
CityPANAMA CITY
StateFL
Zip32401-4213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1ST ADD TO OLD ORCHARD LOT 5 BLK 5 ORB 4326 P 2318
Legal Range14W
Legal Township04S
Legal Section03
Legal SubdivisionOLD ORCHARD
Legal Block5
Legal Lot Number5
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2027
Census Tract1700

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address909 CYPRESS AVE, PANAMA CITY, FL 32401-4253
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2020 · Amount on Record
Deed SaleNov 19, 2020 · Amount on Record
Prior SaleJan 27, 2012 · Amount on Record
Deed Document Number0043262318
Deed Book / Page4326 / 2318
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateNov 19, 2020
Property Address1403 E 8TH ST, PANAMA CITY, FL 32401-4213
Document Number0043262318
Book / Page004326 / 002318
Instrument DateNov 19, 2020
Instrument78386
Transaction TypeTransfer
Record UpdatedDec 16, 2020
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

AmountAmount Recorded
Tax$298.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address909 CYPRESS AVE PANAMA CITY FL 324014253, PANAMA CITY, FL 32401-4253

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$863.00 (-22.81%)$54,685 (+4.04%) Land $20,854 Building $33,831$54,685 (+4.04%) Land $20,854 Building $33,831
2024$1,118.00 (+12.7%)$52,561 (+11.12%) Land $20,580 Building $31,981$52,561 (+11.12%) Land $20,580 Building $31,981
2023$992.00 (+11.59%)$47,300 (+10.88%) Land $17,836 Building $29,464$47,300 (+10.88%) Land $17,836 Building $29,464
2022$889.00$42,659 Land $15,778 Building $26,881$42,659 Land $15,778 Building $26,881

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1983–2018)
Claims Outside the SFHA4 of 4
Most Recent ClaimOct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

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