James City County property record for 1603 Rustads Cir, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,376 sqft · built 2010 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Sep 2024) |
| Tax Bill | $1,782 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-2 10-0-1603 |
| Primary APN | 23-2 10-0-1603 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 1,307 sqft (0.03 acres) |
| Garage Type | Attached |
| Garage Area | 230 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 32390 |
|---|---|
| Street Address | 1603 RUSTADS CIR |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-1140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MU MIXED USE |
| Legal Description | U-1603 PH-16A WILLIAMSBURG VILLAGE @ NORGE |
| Legal Subdivision | WILLIAMSBURG VILLAGE AT NORGE |
| Legal Phase | 16A |
| Legal Lot Number | 1603 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | STONEHOUSE |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 80402 |
Source: James City County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2 MCCOY CT, HILLSBOROUGH, NJ 08844-7100 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Feb 13, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2024 · Amount on Record |
| Deed Sale | Sep 10, 2024 · Amount on Record |
| Prior Sale | Dec 14, 2011 · Amount on Record |
| Deed Document Number | 202412279 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 1603 RUSTADS CIR, WILLIAMSBURG, VA 23188-1140 |
| Document Number | 0000000677 |
| Instrument Date | Jan 8, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1603 RUSTADS CIR #1603 WILLIAMSBURG VA 231881140, 1603, WILLIAMSBURG, VA 23188-1140 |
| Document Number | 0000000677 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 677 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 1603 RUSTADS CIR, WILLIAMSBURG, VA 23188-1140 |
| Document Number | 0000002806 |
| Instrument Date | Feb 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1603 RUSTADS CIR WILLIAMSBURG VA 231881140, WILLIAMSBURG, VA 23188-1140 |
| Document Number | 0000002806 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 2806 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,782.00 (+6.39%) | $214,800 (+19.13%) Land $50,000 Building $164,800 | $214,800 (+19.13%) Land $50,000 Building $164,800 |
| 2024 | $1,675.00 (+11.97%) | ||
| 2023 | $1,496.00 | $180,300 Land $50,000 Building $130,300 | $180,300 Land $50,000 Building $130,300 |
| 2022 | $1,496.00 (+10.08%) | ||
| 2019 | $1,359.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2022–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
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