1602 Rustads Cir, Williamsburg, VA 23188 Property Records

James City County property record for 1602 Rustads Cir, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,779 sqft · built 2010
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$212,000 (Jun 2017)
Tax Bill	$2,335 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-2 10-0-1602`

Property Details

APN / Parcel Number

Primary APN	`23-2 10-0-1602`
Alternative APN	`32389`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,779 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	1,307 sqft (0.03 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	32389
Street Address	1602 RUSTADS CIR
City	WILLIAMSBURG
State	VA
Zip	23188-1140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU MIXED U
Legal Description	U-1602 PH-16A WILLIAMSBURG VILLAGE @ NORGE
Legal Subdivision	WILLIAMSBURG VILLAGE AT NORGE
Legal Phase	16A
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	4
Census Block	4024
Census Tract	80402

Owner

Source: James City County assessment roll, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1602 RUSTADS CIR, WILLIAMSBURG, VA 23188-1140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 15, 2017 · Amount on Record
Deed Sale	Jun 15, 2017 · Amount on Record
Prior Sale	Jun 17, 2013 · Amount on Record
Deed Document Number	201712293
Record Updated	Sep 20, 2026

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 15, 2017
Property Address	1602 RUSTADS CIR, WILLIAMSBURG, VA 23188-1140
Document Number	0000012293
Instrument Date	May 25, 2017
Instrument	12293
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	STEWART TITLE, STEWART TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 RUSTADS CIR #1602 WILLIAMSBURG VA 231881140, 1602, WILLIAMSBURG, VA 23188-1140

Mortgage

Document Number	12294
Date	Jun 15, 2017
Instrument	12294

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,335.00 (+6.43%)	$281,400 (+20.88%) Land $50,000 Building $231,400	$281,400 (+20.88%) Land $50,000 Building $231,400
2024	$2,194.00 (+13.56%)
2023	$1,932.00	$232,800 Land $50,000 Building $182,800	$232,800 Land $50,000 Building $182,800
2022	$1,932.00 (+10.15%)
2019	$1,754.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2022–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100