1601 Rustads Cir, Williamsburg, VA 23188 Property Records

James City County property record for 1601 Rustads Cir, Williamsburg, VA 23188 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2010
Square Footage2,460 sqft Living Area
Lot Size1,307 sqft (0.03 acres)
GarageAttached, 329 sqft
OccupancyOwner Occupied
Tax Bill$2,097.00 (2019)

Property Details

APN / Parcel Number

Primary APN23-2 10-0-1601
Alternative APN
  • 32388

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,460 sqft Living Area
Gross Area2,789 sqft Gross Area
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Exterior MaterialBrick Exterior
Roof MaterialComposition Shingle Roof
Lot Area1,307 sqft (0.03 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area329 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number32388
Street Address1601 RUSTADS CIR
CityWILLIAMSBURG
StateVA
Zip23188-1140
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionU-1601 PH-16A WILLIAMSBURG VILLAGE @ NORGE
Legal SubdivisionWILLIAMSBURG VILLAGE AT NORGE
Legal Phase16A
Legal Lot Number1601
JurisdictionJAMES CITY VA
Minor Civil DivisionSTONEHOUSE
Census Blockgroup4
Census Block4024
Census Tract80402

Owner

Source: James City County records · APN 23-2 10-0-1601

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1601 RUSTADS CIR, WILLIAMSBURG, VA 23188-1140
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
FEDERAL SAVINGS BANK
Mar 02, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 07, 2016
Deed SaleOct 07, 2016
Deed Doc Number160018094
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Recording DateApr 29, 2026
Property Address1601 RUSTADS CIR, WILLIAMSBURG, VA 23188-1140
Document Number0000005102
Instrument DateApr 17, 2026
Instrument20265102
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWESTCOR LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1601 RUSTADS CIR, WILLIAMSBURG, VA 23188-1140

Mortgage

Document Number0000005102,
DateApr 29, 2026
Instrument20265102
Lender
NameFEDERAL SAVINGS BANK
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address1601 RUSTADS CIR, WILLIAMSBURG, VA 23188-1140
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210003890
DateMar 02, 2021
Instrument210003890
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term309 Months
DueDec 01, 2046
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$339,700 (+22.02%) Land $50,000 Building $289,700$339,700 (+22.02%) Land $50,000 Building $289,700
2023$278,400 Land $50,000 Building $228,400$278,400 Land $50,000 Building $228,400
2019$2,097.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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