1602 Primrose Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 1602 Primrose Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,868 sqft · built 1965
Lot Size	0.211 acres (9,200 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Dec 2009)
Tax Bill	$6,748 (2025)
Deeds & Mortgages	Jan 2022 Reverse Mortgage Jan 2019 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`486-551-15-00`

Property Details

APN / Parcel Number

Primary APN	`486-551-15-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,868 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	9,200 sqft (0.211 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1602 PRIMROSE DR
City	EL CAJON
State	CA
Zip	92020-5648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	BLK 2 LOT 28 (EX ST WID&SWLY 81 FT) TR 002041
Legal Subdivision	FLETCHER HILLS
Legal Tract	002041
Legal Block	2
Legal Lot Number	28
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2008
Census Tract	16000

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1602 PRIMROSE DR, EL CAJON, CA 92020-5648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Jan 24, 2019	Deed of Trust, Mortgage · Reverse Mortgage LIVE WELL FINANCIAL INC
Jul 17, 2020	Deed of Trust, Mortgage · Reverse Mortgage USDA
Jul 17, 2020	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Jan 17, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2009 · Amount on Record
Deed Sale	Dec 15, 2009 · Amount on Record
Prior Sale	Oct 13, 2005 · Amount on Record
Deed Document Number	2009691854
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1602 PRIMROSE DR, EL CAJON, CA 92020-5648
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 PRIMROSE DR, EL CAJON, CA 92020-5648

Mortgage

Document Number	0000004188
Date	Jan 4, 2022
Instrument	2022-0004188

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.16%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.16%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1602 PRIMROSE DR, EL CAJON, CA 92020-5648
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 PRIMROSE DR, EL CAJON, CA 92020-5648

Mortgage

Document Number	0000025476
Date	Jan 24, 2019
Instrument	2019-0025476

Lender

Name	LIVE WELL FINANCIAL INC
Type	Mortgage Company
Address	RICHMOND, VA 23225

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.76%
Type Change Date	Feb 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1602 PRIMROSE DR, EL CAJON, CA 92020-5648
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000385098
Date	Jul 17, 2020
Instrument	2020-0385098

Lender

Name	USDA
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1602 PRIMROSE DR, EL CAJON, CA 92020-5648
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000385097
Date	Jul 17, 2020
Instrument	2020-0385097

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1602 PRIMROSE DR, EL CAJON, CA 92020-5648
Document Number	0000025477
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 PRIMROSE DR EL CAJON CA 920205648, EL CAJON, CA 92020-5648

Mortgage

Document Number	0000025477
Date	Jan 24, 2019
Instrument	25477

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.76%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$498,831 (+2%) Land $172,825 Building $326,006
2025	$6,748.00 (+10.21%)	$489,051 (+4.04%) Land $169,437 Building $319,614
2023	$6,123.00 (+3.48%)	$470,062 Land $162,858 Building $307,204
2022	$5,917.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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