San Diego County property record for 1602 Montgomery Dr, Vista, CA 92084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,898 sqft · built 1978 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,291,000 (Apr 2026) |
| Tax Bill | $3,587 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 184-012-35-00 |
| Primary APN | 184-012-35-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,898 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 37,897 sqft (0.87 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1602 MONTGOMERY DR |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92084-7626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PAR 1 TR PM06026 |
| Legal Subdivision | KEW GARDENS |
| Legal Tract | 6026 |
| Legal Block | 1 |
| Legal Lot Number | 33 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 19903 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1602 MONTGOMERY DR, VISTA, CA 92084-7626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 13, 2026 | Re-recorded Document, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Apr 6, 2026 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2026 · Amount on Record |
| Deed Sale | Apr 13, 2026 · Amount on Record |
| Prior Sale | Apr 6, 2026 · Amount on Record |
| Deed Document Number | 2026101335 |
| Prior Transfer Date | Apr 2, 2026 |
| Prior Transfer Doc | 0000101335 |
| Record Updated | Sep 20, 2026 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 13, 2026 |
| Property Address | 1602 MONTGOMERY DR, VISTA, CA 92084-7626 |
| Document Number | 0000101335 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 2026101335 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $143,430.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1602 MONTGOMERY DR, VISTA, CA 92084-7626 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 6, 2026 |
| Property Address | 1602 MONTGOMERY DR, VISTA, CA 92084-7626 |
| Document Number | 0000094510 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 202694510 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $143,430.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1602 MONTGOMERY DR, VISTA, CA 92084-7626 |
| Document Number | 0000094511, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 202694511 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $764,999 (+187.14%) Land $256,080 Building $508,919 | |
| 2025 | $3,587.00 (+5.01%) Homeowner's exemption | $266,417 (+4.04%) Land $89,182 Building $177,235 |
| 2024 | $3,416.00 (+2.06%) | |
| 2023 | $3,347.00 (+0.27%) Homeowner's exemption | $256,073 Land $85,720 Building $170,353 |
| 2022 | $3,338.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1998–2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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