1576 Montgomery Dr, Vista, CA 92084 Property Records

San Diego County property record for 1576 Montgomery Dr, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,956 sqft · built 2000
Lot Size0.5 acres (21,780 sqft)
Owner2 Company Names on Record
Last Sale$1,180,000 (Sep 2026)
Tax Bill$9,505 (2025)
Deeds & MortgagesSep 2026 Sale
Apr 2026 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN181-101-42-00

Property Details

APN / Parcel Number

Primary APN181-101-42-00
Alternative APN
  • 1811004100

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area1,956 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area21,780 sqft (0.5 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1811004100
Street Address1576 MONTGOMERY DR
CityVISTA
StateCA
Zip92084-7247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 34 DOC75-300533 IN TR 002046
Legal SubdivisionKEW GARDENS
Legal Tract002046
Legal Block1
Legal Lot Number34
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1004
Census Tract19903

Owner

Source: San Diego County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address798 POINSETTIA PARK N, ENCINITAS, CA 92024-2751
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2026Grant Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN
Apr 1, 2026Grant Deed, Transfer
FIDELITY NATIONAL TITLE
Apr 1, 2026Grant Deed, Transfer
FIDELITY NATIONAL TITLE
Sep 26, 2019Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Apr 17, 2017Grant Deed, Transfer · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2026 · Amount on Record
Deed SaleSep 2, 2026 · Amount on Record
Prior SaleApr 1, 2026 · Amount on Record
Deed Document Number2026258830
Prior Transfer DateJan 5, 2011
Prior Transfer Doc0000064139
Record UpdatedOct 29, 2026

September 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 2, 2026
Property Address1576 MONTGOMERY DR, VISTA, CA 92084-7247
Document Number0000258830
Instrument DateAug 24, 2026
Instrument2026258830
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

AmountAmount Recorded
Tax$131,098.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address798 POINSETTIA PARK N, ENCINITAS, CA 92024-2751
InvestorPossibly a Property Investor

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 1, 2026
Property Address1576 MONTGOMERY DR, VISTA, CA 92084-7247
Document Number0000089707
Instrument DateMar 19, 2026
Instrument202689707
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$127,209.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1319 NEPTUNE AVE, ENCINITAS, CA 92024-1432
InvestorPossibly a Property Investor

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 1, 2026
Property Address1576 MONTGOMERY DR, VISTA, CA 92084-7247
Document Number0000089706
Instrument DateMar 19, 2026
Instrument202689706
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address1576 MONTGOMERY DR, VISTA, CA 92084-7247

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1576 MONTGOMERY DR, VISTA, CA 92084-7247
Document Number0000481450
Instrument DateSep 26, 2019
Transaction TypeMortgage
Record UpdatedNov 1, 2019
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address1576 MONTGOMERY DR VISTA CA 920847247, VISTA, CA 92084-7247

Mortgage

Document Number0000481450
DateOct 24, 2019
Instrument481450
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term300 Months
DueOct 23, 2044

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 17, 2017
Property Address1576 MONTGOMERY DR, VISTA, CA 92084-7247
Document Number0000171668
Instrument DateMar 30, 2017
Instrument171668
Transaction TypeTransfer
Record UpdatedApr 21, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$743.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1576 MONTGOMERY DR VISTA CA 920847247, VISTA, CA 92084-7247

Mortgage

Document Number171669
DateApr 17, 2017
Instrument171669
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 16, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$799,056 (+2%) Land $341,616 Building $457,440
2025$9,505.00 (+5.63%)$783,389 (+4.04%) Land $334,918 Building $448,471
2024$8,998.00 (+2.28%)
2023$8,797.00 (+0.23%)$752,970 Land $321,913 Building $431,057
2022$8,777.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1998–2017)
Claims Outside the SFHA4 of 4
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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