1602 3rd St, Winthrop Harbor, IL 60096 Property Records

Lake County property record for 1602 3rd St, Winthrop Harbor, IL 60096

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,368 sqft · built 1974
Lot Size	0.556 acres (24,198 sqft)
Owner	2 Individual Names on Record
Last Sale	$241,000 (May 2022)
Tax Bill	$8,040 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-03-300-106`

Property Details

APN / Parcel Number

Primary APN	`04-03-300-106`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	960 sqft
2nd Floor Area	408 sqft
Upper Floors Area	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Fiberglass
Lot Area	24,198 sqft (0.556 acres)
Garage Type	Detached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces
Deck Area	56 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1602 3RD ST
City	WINTHROP HARBOR
State	IL
Zip	60096-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W1/2; BEG ON SLN N1/2 W1/2 FRCL SEC 412 E OF CL SHERIDAN RD, N // TO CL SD RD 300, W // TO NLN 65, S // TO CL SD R D 300, E65 TO POB (EX S43THOF) ALSO W25 E100 W512 S300
Legal Range	12E
Legal Township	46N
Legal Section	03
Jurisdiction	LAKE IL
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1003
Census Tract	860103

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1602 3RD ST, WINTHROP HARBOR, IL 60096-1316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2022 · Amount on Record
Deed Sale	May 17, 2022 · Amount on Record
Prior Sale	Dec 10, 1996 · Amount on Record
Deed Document Number	20227904887
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	May 17, 2022
Property Address	1602 3RD ST, WINTHROP HARBOR, IL 60096-1316
Document Number	0007904887
Instrument Date	May 11, 2022
Instrument	7904887
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$241.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 3RD ST, WINTHROP HARBOR, IL 60096-1316

Mortgage

Document Number	0007904888
Date	May 17, 2022
Instrument	7904888

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.62%

Mortgage

Document Number	0007904889
Date	May 17, 2022
Instrument	7904889

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Benton Township
Municipality	Winthrop Harbor Village
Elementary School District	Winthrop Harbor School District 1 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,510 (+16.84%) Land $12,814 Building $74,696	$262,556 (+16.84%) Land $38,446 Building $224,110
2024	$8,040.00 (+10.05%)
2023	$7,306.00 (-2.6%)	$74,899 (+12.18%) Land $11,287 Building $63,612	$224,719 (+12.18%) Land $33,864 Building $190,855
2022	$7,501.00	$66,767 Land $11,017 Building $55,750	$200,321 Land $33,054 Building $167,267

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP HARBOR serves 6,565 people · EPA ID IL0971950
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Apr 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures