1515 3rd St, Winthrop Harbor, IL 60096 Property Records

Lake County property record for 1515 3rd St, Winthrop Harbor, IL 60096

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,397 sqft · built 1925
Lot Size	0.905 acres (39,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,000 (Oct 2019)
Tax Bill	$9,638 (2024)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-03-300-029`

Property Details

APN / Parcel Number

Primary APN	`04-03-300-029`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,397 sqft Living Area
Gross Area	3,995 sqft
1st Floor Area	1,598 sqft
2nd Floor Area	799 sqft
Upper Floors Area	799 sqft
Basement Area	1,598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	39,431 sqft (0.905 acres)
Garage Type	Detached
Garage Area	2,304 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	70 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1515 3RD ST
City	WINTHROP HARBOR
State	IL
Zip	60096-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1A W3.5A N10A BETW RR & HWY S1/2 W1/2 SECTION 3 TOWNSHIP 46 RANGE 12
Legal Range	12
Legal Township	46
Legal Section	03
Jurisdiction	LAKE IL
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1000
Census Tract	860103

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1515 3RD ST, WINTHROP HARBOR, IL 60096-1313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Deed Document Number	20197604359
Record Updated	Oct 29, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IL
Recording Date	Oct 29, 2019
Property Address	1515 3RD ST, WINTHROP HARBOR, IL 60096-1313
Document Number	0007604359
Instrument Date	Sep 27, 2019
Instrument	7604359
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	223 W MAIN ST SUN PRAIRIE WI 53590, SUN PRAIRIE, WI 53590

Mortgage

Document Number	7604360
Date	Oct 29, 2019
Instrument	7604360

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Benton Township
Municipality	Winthrop Harbor Village
Elementary School District	Winthrop Harbor School District 1 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$113,673 (+25.56%) Land $15,242 Building $98,431	$341,054 (+25.56%) Land $45,731 Building $295,323
2024	$9,638.00 (+14.55%)
2023	$8,414.00 (-2.33%)	$90,534 (+9.22%) Land $13,425 Building $77,109	$271,629 (+9.22%) Land $40,279 Building $231,350
2022	$8,615.00	$82,891 Land $13,084 Building $69,807	$248,698 Land $39,256 Building $209,442

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP HARBOR serves 6,565 people · EPA ID IL0971950
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Apr 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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