1. Home
  2. Illinois
  3. Lake County
  4. Winthrop Harbor
  5. 3rd St

1503 3rd St, Winthrop Harbor, IL 60096 Property Records

Lake County property record for 1503 3rd St, Winthrop Harbor, IL 60096

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,092 sqft · built 1949
Lot Size0.328 acres (14,301 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Jan 2025)
Tax Bill$7,300 (2024)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-03-300-031

Property Details

APN / Parcel Number

Primary APN04-03-300-031

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,092 sqft Living Area
Gross Area1,560 sqft
1st Floor Area1,044 sqft
2nd Floor Area48 sqft
Upper Floors Area48 sqft
Basement Area468 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1993
Architectural StyleTri-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialFiberglass
Lot Area14,301 sqft (0.328 acres)
Lot Dimensions275 ft deep x 52 ft wide
Garage TypeDetached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
Deck Area60 sqft
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address1503 3RD ST
CityWINTHROP HARBOR
StateIL
Zip60096-1313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT S1/2 FRCL COM CEN LN SHERIDAN RD & N LN,E ALG N LN 557.3 FOR POB, E52TO PNT 818.94W OF W ROW LN C&NW RY,S305.92 TO PNT 832.3W OF SD ROW LN,W52,N305.16 TO POB SECTION 3 TOWN
Legal Range12E
Legal Township46N
Legal Section03
JurisdictionLAKE IL
Township / Civil DivisionBENTON
Census Block Group1
Census Block1000
Census Tract860103

Owner

1503 3rd St is owned and occupied by an individual who bought it in January 2025.

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1503 3RD ST, WINTHROP HARBOR, IL 60096-1313
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2025 · Amount on File
Deed SaleJan 13, 2025 · Amount on File
Prior SaleMar 23, 2021 · Amount on File
Deed Document Number20258077005
Prior Transfer DateFeb 18, 2010
Prior Transfer Doc0006575430
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateMar 23, 2021
Property Address1503 3RD ST, WINTHROP HARBOR, IL 60096-1313
Document Number0007766706
Instrument DateJan 4, 2021
Instrument7766706
Transaction TypeTransfer
Record UpdatedMay 10, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$173.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1503 3RD ST, WINTHROP HARBOR, IL 60096-1313

Mortgage

Document Number0007766707
DateMar 23, 2021
Instrument7766707
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionBenton Township
MunicipalityWinthrop Harbor Village
Elementary School DistrictWinthrop Harbor School District 1 (PK - 08)
Secondary School DistrictZion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$88,232 Land $10,282 Building $77,950$264,722 Land $30,849 Building $233,873
2024$7,300.00 (+8.65%)
2023$6,719.00 (-2.27%)$75,516 (+12.05%) Land $9,056 Building $66,460$226,571 (+12.05%) Land $27,171 Building $199,400
2022$6,875.00$67,397 Land $8,828 Building $58,569$202,212 Land $26,487 Building $175,725

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1503 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1503 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTHROP HARBOR
serves 6,565 people · EPA ID IL0971950
Water SourcePurchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State InspectionApr 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures