Wayne County property record for 1601 N Lafayette St, Dearborn, MI 48128
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 1945 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $184,900 (Dec 2018) |
| Tax Bill | $4,381 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-09-172-19-022 |
| Primary APN | 82-09-172-19-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 966 sqft |
| Basement Area | 742 sqft |
| Finished Basement | 742 sqft |
| Unfinished Basement | 742 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Adobe |
| Construction Type | Brick |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 126 ft deep x 40 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1601 N LAFAYETTE ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48128-1167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 192 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF CUMMINGS PARK ANNEX SUB |
| Legal Subdivision | CUMMINGS PARK ANNEX |
| Legal Lot Number | 192 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 574700 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1601 N LAFAYETTE ST, DEARBORN, MI 48128-1167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Sep 23, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage KEY MORTGAGE LINK INC |
| Jul 30, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Dec 18, 2018 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Nov 27, 2017 | Deed of Trust, Mortgage · Conventional with PMI JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2018 · Amount on Record |
| Deed Sale | Dec 18, 2018 · Amount on Record |
| Deed Document Number | 2018350883 |
| Deed Book / Page | 54777 / 1329 |
| Last Transfer Date | Sep 13, 2021 |
| Transfer Doc | 0570570474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 1601 N LAFAYETTE ST, DEARBORN, MI 48128-1167 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1601 N LAFAYETTE ST, DEARBORN, MI 48128-1167 |
| Document Number | 0584781200 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 58478/1200 |
| Instrument | 2023253272 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 18, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Sep 23, 2021 |
| Property Address | 1601 N LAFAYETTE ST, DEARBORN, MI 48128-1167 |
| Document Number | 0570570474 |
| Book / Page | 57057 / 474 |
| Map Reference | LB 56 PG 8 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2021351050 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | ABSTRACT TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1601 N LAFAYETTE ST, DEARBORN, MI 48128-1167 |
| Document Number | 0057057476 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 57057/476 |
| Name | KEY MORTGAGE LINK INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 1601 N LAFAYETTE ST, DEARBORN, MI 48128-1167 |
| Document Number | 0551971246 |
| Instrument Date | Jul 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1601 N LAFAYETTE ST DEARBORN MI 481281167, DEARBORN, MI 48128-1167 |
| Document Number | 0551971246 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 055197/001246 |
| Instrument | 234070 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 4, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Dec 18, 2018 |
| Property Address | 1601 N LAFAYETTE ST, DEARBORN, MI 48128-1167 |
| Document Number | 0547771329 |
| Book / Page | 054777 / 001329 |
| Instrument Date | Dec 4, 2018 |
| Instrument | 350883 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2019 |
| Title Company | HOMETOWN ONE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,590.14 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1601 N LAFAYETTE ST DEARBORN MI 481281167, DEARBORN, MI 48128-1167 |
| Document Number | 547771331 |
|---|---|
| Date | Dec 18, 2018 |
| Book Page | 054777/001331 |
| Instrument | 350884 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 1601 N LAFAYETTE ST, DEARBORN, MI 48128-1167 |
| Document Number | 0541030541 |
| Instrument Date | Nov 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1601 N LAFAYETTE ST DEARBORN MI 481281167, DEARBORN, MI 48128-1167 |
| Document Number | 0541030541 |
|---|---|
| Date | Dec 5, 2017 |
| Book Page | 054103/000541 |
| Instrument | 379387 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 4, 2047 |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,700 (+13.65%) | $281,400 (+13.65%) | |
| 2025 | $4,381.00 (+7.99%) Homeowner's exemption | $123,800 (+29.23%) | $247,600 (+29.23%) |
| 2023 | $4,057.00 (-7.63%) Homeowner's exemption | $95,800 | $191,600 |
| 2019 | $4,392.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 825 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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